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ZIP code 95628: Fair Oaks, CA

95628 is a ZIP code in Fair Oaks, California, mainly in Sacramento County, part of the Sacramento-Roseville-Folsom, CA metro area. About 44,855 people live here.

Population
44,855
Median household income
$115,803
Typical home value
$611,000+0.8% in 12 months
Median rent
$1,983gross, per month
Median age
43.3
Homeowners
71.6%of occupied homes
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Shaded: ZIP code 95628's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 95628 details

CityFair Oaks
StateCalifornia
CountySacramento County
Metro areaSacramento-Roseville-Folsom, CA
Time zonePacific Time (UTC−8), observes daylight saving time
TypeStandard (delivery area)
Land area12.9 sq mi, plus 0.4 sq mi of water
Population density3,480 people per sq mi
Bachelor's degree or higher45.6% of adults 25+
Average commute28.7 minutes
Center coordinates38.65210, -121.25438

Median rent in 95628 by bedrooms

SizeMedian gross rent
Studio$2,049/mo
1 bedroom$1,636/mo
2 bedrooms$1,940/mo
3 bedrooms$2,401/mo
4 bedrooms$2,815/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 95628

ZIP codeCityDistancePopulation
95610Citrus Heights, CA3.1 mi46,928
95662Orangevale, CA3.2 mi32,600
95670Rancho Cordova, CA3.6 mi58,819
95611Citrus Heights, CA4.1 mi—
95621Citrus Heights, CA4.2 mi42,442
95609Carmichael, CA4.3 mi—
95608Carmichael, CA4.5 mi61,440
95763Folsom, CA4.6 mi—

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 95628?

A typical home in ZIP code 95628 is worth about $611,000 (Zillow Home Value Index). The median household here earns $115,803 a year. See what buying here would cost per month, with California average taxes and insurance filled in.

Monthly payment for a $611,000 homeWhat can a $115,803 income afford?Rental property numbers

About ZIP code 95628

What city is ZIP code 95628?

ZIP code 95628 is in Fair Oaks, CA, in Sacramento County.

What county is ZIP code 95628 in?

95628 is mainly in Sacramento County, California.

What is the population of ZIP code 95628?

About 44,855 people live in ZIP code 95628, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 95628 in?

95628 is in Pacific Time (UTC−8). It observes daylight saving time.