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ZIP code 92688: Rancho Santa Margarita, CA

92688 is a ZIP code in Rancho Santa Margarita, California, mainly in Orange County, part of the Los Angeles-Long Beach-Anaheim, CA metro area. About 43,320 people live here.

Population
43,320
Median household income
$152,528
Typical home value
$1,004,000-0.1% in 12 months
Median rent
$2,651gross, per month
Median age
39.1
Homeowners
68.9%of occupied homes
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Shaded: ZIP code 92688's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 92688 details

CityRancho Santa Margarita
StateCalifornia
CountyOrange County
Metro areaLos Angeles-Long Beach-Anaheim, CA
Time zonePacific Time (UTC−8), observes daylight saving time
TypeStandard (delivery area)
Land area13.2 sq mi, plus 0 sq mi of water
Population density3,277 people per sq mi
Bachelor's degree or higher49.4% of adults 25+
Average commute25.2 minutes
Center coordinates33.61873, -117.61080

Median rent in 92688 by bedrooms

SizeMedian gross rent
Studio$2,242/mo
1 bedroom$2,259/mo
2 bedrooms$2,842/mo
3 bedrooms$3,501/mo
4 bedrooms$3,501/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 92688

ZIP codeCityDistancePopulation
92692Mission Viejo, CA1.8 mi47,022
92690Mission Viejo, CA1.9 mi—
92691Mission Viejo, CA3.2 mi45,841
92679Trabuco Canyon, CA3.5 mi30,818
92630Lake Forest, CA4.6 mi67,152
92609El Toro, CA4.6 mi—
92610Foothill Ranch, CA5.1 mi12,867
92653Laguna Hills, CA5.4 mi29,624

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 92688?

A typical home in ZIP code 92688 is worth about $1,004,000 (Zillow Home Value Index). The median household here earns $152,528 a year. See what buying here would cost per month, with California average taxes and insurance filled in.

Monthly payment for a $1,004,000 homeWhat can a $152,528 income afford?Rental property numbers

About ZIP code 92688

What city is ZIP code 92688?

ZIP code 92688 is in Rancho Santa Margarita, CA, in Orange County.

What county is ZIP code 92688 in?

92688 is mainly in Orange County, California.

What is the population of ZIP code 92688?

About 43,320 people live in ZIP code 92688, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 92688 in?

92688 is in Pacific Time (UTC−8). It observes daylight saving time.