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ZIP code 49686: Traverse City, MI

49686 is a ZIP code in Traverse City, Michigan, mainly in Grand Traverse County, part of the Traverse City, MI metro area. About 25,492 people live here.

Population
25,492
Median household income
$71,609
Typical home value
$399,600+1.3% in 12 months
Median rent
$1,227gross, per month
Median age
47.5
Homeowners
72.5%of occupied homes
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Shaded: ZIP code 49686's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 49686 details

CityTraverse City
StateMichigan
CountyGrand Traverse County
Metro areaTraverse City, MI
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area47.3 sq mi, plus 26.2 sq mi of water
Population density539 people per sq mi
Bachelor's degree or higher46.3% of adults 25+
Average commute18.8 minutes
Center coordinates44.84940, -85.54262

Median rent in 49686 by bedrooms

SizeMedian gross rent
Studio$978/mo
1 bedroom$937/mo
2 bedrooms$1,227/mo
3 bedrooms$1,739/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 49686

ZIP codeCityDistancePopulation
49610Acme, MI4.9 mi—
49673Old Mission, MI7.8 mi—
49690Williamsburg, MI8.5 mi6,657
49629Elk Rapids, MI8.9 mi2,038
49684Traverse City, MI9.2 mi21,585
49682Suttons Bay, MI10.9 mi4,699
49621Cedar, MI11.1 mi3,483
49676Rapid City, MI12.2 mi3,620

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 49686?

A typical home in ZIP code 49686 is worth about $399,600 (Zillow Home Value Index). The median household here earns $71,609 a year. See what buying here would cost per month, with Michigan average taxes and insurance filled in.

Monthly payment for a $399,600 homeWhat can a $71,609 income afford?Rental property numbers

About ZIP code 49686

What city is ZIP code 49686?

ZIP code 49686 is in Traverse City, MI, in Grand Traverse County.

What county is ZIP code 49686 in?

49686 is mainly in Grand Traverse County, Michigan.

What is the population of ZIP code 49686?

About 25,492 people live in ZIP code 49686, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 49686 in?

49686 is in Eastern Time (UTC−5). It observes daylight saving time.

What other ZIP codes does Traverse City have?

Traverse City, MI also uses 49684, 49685 and 49696.