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ZIP code 49685: Traverse City, MI

49685 is a ZIP code in Traverse City, Michigan, mainly in Grand Traverse County, part of the Traverse City, MI metro area. About 21,308 people live here.

Population
21,308
Median household income
$84,590
Typical home value
$433,700+2.6% in 12 months
Median rent
$1,448gross, per month
Median age
39.1
Homeowners
78.6%of occupied homes
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Shaded: ZIP code 49685's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 49685 details

CityTraverse City
StateMichigan
CountyGrand Traverse County
Metro areaTraverse City, MI
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area54.2 sq mi, plus 7.1 sq mi of water
Population density393 people per sq mi
Bachelor's degree or higher38.8% of adults 25+
Average commute19.1 minutes
Center coordinates44.69963, -85.70068

Median rent in 49685 by bedrooms

SizeMedian gross rent
1 bedroom$1,658/mo
2 bedrooms$1,623/mo
3 bedrooms$1,298/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 49685

ZIP codeCityDistancePopulation
49684Traverse City, MI4.4 mi21,585
49637Grawn, MI4.4 mi3,646
49643Interlochen, MI7.5 mi6,963
49650Lake Ann, MI9.6 mi3,411
49666Mayfield, MI9.9 mi—
49696Traverse City, MI10.6 mi10,477
49621Cedar, MI11.4 mi3,483
49610Acme, MI12.1 mi—

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 49685?

A typical home in ZIP code 49685 is worth about $433,700 (Zillow Home Value Index). The median household here earns $84,590 a year. See what buying here would cost per month, with Michigan average taxes and insurance filled in.

Monthly payment for a $433,700 homeWhat can a $84,590 income afford?Rental property numbers

About ZIP code 49685

What city is ZIP code 49685?

ZIP code 49685 is in Traverse City, MI, in Grand Traverse County.

What county is ZIP code 49685 in?

49685 is mainly in Grand Traverse County, Michigan.

What is the population of ZIP code 49685?

About 21,308 people live in ZIP code 49685, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 49685 in?

49685 is in Eastern Time (UTC−5). It observes daylight saving time.

What other ZIP codes does Traverse City have?

Traverse City, MI also uses 49684, 49686 and 49696.