ZIP code 46561: Osceola, IN
46561 is a ZIP code in Osceola, Indiana, mainly in St. Joseph County, part of the South Bend-Mishawaka, IN-MI metro area. About 13,996 people live here.
- Population
- 13,996
- Median household income
- $91,711
- Typical home value
- $295,500+5.5% in 12 months
- Median rent
- $1,199gross, per month
- Median age
- 37.2
- Homeowners
- 85.5%of occupied homes
Shaded: ZIP code 46561's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 46561 details
| City | Osceola |
|---|---|
| State | Indiana |
| County | St. Joseph County (also partly Elkhart County) |
| Metro area | South Bend-Mishawaka, IN-MI |
| Time zone | Eastern Time (UTC−5), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 13.6 sq mi, plus 0.5 sq mi of water |
| Population density | 1,031 people per sq mi |
| Bachelor's degree or higher | 28.3% of adults 25+ |
| Average commute | 22.5 minutes |
| Center coordinates | 41.66575, -86.07150 |
Median rent in 46561 by bedrooms
| Size | Median gross rent |
|---|---|
| 2 bedrooms | $1,160/mo |
| 3 bedrooms | $1,246/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 46561
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 46545 | Mishawaka, IN | 4.3 mi | 26,606 |
| 46546 | Mishawaka, IN | 4.5 mi | — |
| 46544 | Mishawaka, IN | 4.6 mi | 31,077 |
| 46517 | Elkhart, IN | 4.6 mi | 25,433 |
| 46515 | Elkhart, IN | 5.0 mi | — |
| 46530 | Granger, IN | 5.9 mi | 31,598 |
| 46514 | Elkhart, IN | 6.3 mi | 42,389 |
| 46516 | Elkhart, IN | 6.4 mi | 31,871 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 46561?
A typical home in ZIP code 46561 is worth about $295,500 (Zillow Home Value Index). The median household here earns $91,711 a year. See what buying here would cost per month, with Indiana average taxes and insurance filled in.
Monthly payment for a $295,500 homeWhat can a $91,711 income afford?Rental property numbers
About ZIP code 46561
What city is ZIP code 46561?
ZIP code 46561 is in Osceola, IN, in St. Joseph County.
What county is ZIP code 46561 in?
46561 is mainly in St. Joseph County, Indiana, and partly in Elkhart County.
What is the population of ZIP code 46561?
About 13,996 people live in ZIP code 46561, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 46561 in?
46561 is in Eastern Time (UTC−5). It observes daylight saving time.