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ZIP code 46561: Osceola, IN

46561 is a ZIP code in Osceola, Indiana, mainly in St. Joseph County, part of the South Bend-Mishawaka, IN-MI metro area. About 13,996 people live here.

Population
13,996
Median household income
$91,711
Typical home value
$295,500+5.5% in 12 months
Median rent
$1,199gross, per month
Median age
37.2
Homeowners
85.5%of occupied homes
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Shaded: ZIP code 46561's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 46561 details

CityOsceola
StateIndiana
CountySt. Joseph County (also partly Elkhart County)
Metro areaSouth Bend-Mishawaka, IN-MI
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area13.6 sq mi, plus 0.5 sq mi of water
Population density1,031 people per sq mi
Bachelor's degree or higher28.3% of adults 25+
Average commute22.5 minutes
Center coordinates41.66575, -86.07150

Median rent in 46561 by bedrooms

SizeMedian gross rent
2 bedrooms$1,160/mo
3 bedrooms$1,246/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 46561

ZIP codeCityDistancePopulation
46545Mishawaka, IN4.3 mi26,606
46546Mishawaka, IN4.5 mi—
46544Mishawaka, IN4.6 mi31,077
46517Elkhart, IN4.6 mi25,433
46515Elkhart, IN5.0 mi—
46530Granger, IN5.9 mi31,598
46514Elkhart, IN6.3 mi42,389
46516Elkhart, IN6.4 mi31,871

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 46561?

A typical home in ZIP code 46561 is worth about $295,500 (Zillow Home Value Index). The median household here earns $91,711 a year. See what buying here would cost per month, with Indiana average taxes and insurance filled in.

Monthly payment for a $295,500 homeWhat can a $91,711 income afford?Rental property numbers

About ZIP code 46561

What city is ZIP code 46561?

ZIP code 46561 is in Osceola, IN, in St. Joseph County.

What county is ZIP code 46561 in?

46561 is mainly in St. Joseph County, Indiana, and partly in Elkhart County.

What is the population of ZIP code 46561?

About 13,996 people live in ZIP code 46561, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 46561 in?

46561 is in Eastern Time (UTC−5). It observes daylight saving time.