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ZIP code 46545: Mishawaka, IN

46545 is a ZIP code in Mishawaka, Indiana, mainly in St. Joseph County, part of the South Bend-Mishawaka, IN-MI metro area. About 26,606 people live here.

Population
26,606
Median household income
$56,865
Typical home value
$218,100+6% in 12 months
Median rent
$1,027gross, per month
Median age
38.3
Homeowners
52.7%of occupied homes
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Shaded: ZIP code 46545's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 46545 details

CityMishawaka
StateIndiana
CountySt. Joseph County
Metro areaSouth Bend-Mishawaka, IN-MI
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area18.3 sq mi, plus 0.3 sq mi of water
Population density1,452 people per sq mi
Bachelor's degree or higher32.5% of adults 25+
Average commute20.4 minutes
Center coordinates41.69349, -86.14657

Median rent in 46545 by bedrooms

SizeMedian gross rent
Studio$857/mo
1 bedroom$882/mo
2 bedrooms$1,119/mo
3 bedrooms$1,177/mo
4 bedrooms$1,304/mo
5+ bedrooms$1,058/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 46545

ZIP codeCityDistancePopulation
46546Mishawaka, IN2.3 mi—
46635South Bend, IN3.2 mi6,410
46530Granger, IN3.4 mi31,598
46615South Bend, IN3.6 mi14,190
46561Osceola, IN4.3 mi13,996
46617South Bend, IN4.6 mi10,032
46556Notre Dame, IN5.1 mi8,344
46624South Bend, IN5.5 mi28

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 46545?

A typical home in ZIP code 46545 is worth about $218,100 (Zillow Home Value Index). The median household here earns $56,865 a year. See what buying here would cost per month, with Indiana average taxes and insurance filled in.

Monthly payment for a $218,100 homeWhat can a $56,865 income afford?Rental property numbers

About ZIP code 46545

What city is ZIP code 46545?

ZIP code 46545 is in Mishawaka, IN, in St. Joseph County.

What county is ZIP code 46545 in?

46545 is mainly in St. Joseph County, Indiana.

What is the population of ZIP code 46545?

About 26,606 people live in ZIP code 46545, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 46545 in?

46545 is in Eastern Time (UTC−5). It observes daylight saving time.

What other ZIP codes does Mishawaka have?

Mishawaka, IN also uses 46544 and 46546.