ZIP code 34685: Palm Harbor, FL
34685 is a ZIP code in Palm Harbor, Florida, mainly in Pinellas County, part of the Tampa-St. Petersburg-Clearwater, FL metro area. About 18,132 people live here.
- Population
- 18,132
- Median household income
- $94,688
- Typical home value
- $476,200-1.2% in 12 months
- Median rent
- $1,990gross, per month
- Median age
- 48.4
- Homeowners
- 76.9%of occupied homes
Shaded: ZIP code 34685's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 34685 details
| City | Palm Harbor |
|---|---|
| State | Florida |
| County | Pinellas County |
| Metro area | Tampa-St. Petersburg-Clearwater, FL |
| Time zone | Eastern Time (UTC−5), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 10.1 sq mi, plus 1.1 sq mi of water |
| Population density | 1,802 people per sq mi |
| Bachelor's degree or higher | 49% of adults 25+ |
| Average commute | 27.5 minutes |
| Center coordinates | 28.09325, -82.68940 |
Median rent in 34685 by bedrooms
| Size | Median gross rent |
|---|---|
| 1 bedroom | $1,790/mo |
| 2 bedrooms | $1,931/mo |
| 3 bedrooms | $2,301/mo |
| 4 bedrooms | $2,418/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 34685
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 34684 | Palm Harbor, FL | 2.4 mi | 27,029 |
| 34688 | Tarpon Springs, FL | 3.5 mi | 8,522 |
| 34677 | Oldsmar, FL | 3.5 mi | 22,762 |
| 34683 | Palm Harbor, FL | 4.4 mi | 33,911 |
| 34682 | Palm Harbor, FL | 4.6 mi | — |
| 33761 | Clearwater, FL | 4.7 mi | 18,290 |
| 34681 | Crystal Beach, FL | 5.4 mi | 1,284 |
| 34660 | Ozona, FL | 5.7 mi | — |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 34685?
A typical home in ZIP code 34685 is worth about $476,200 (Zillow Home Value Index). The median household here earns $94,688 a year. See what buying here would cost per month, with Florida average taxes and insurance filled in.
Monthly payment for a $476,200 homeWhat can a $94,688 income afford?Rental property numbers
About ZIP code 34685
What city is ZIP code 34685?
ZIP code 34685 is in Palm Harbor, FL, in Pinellas County.
What county is ZIP code 34685 in?
34685 is mainly in Pinellas County, Florida.
What is the population of ZIP code 34685?
About 18,132 people live in ZIP code 34685, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 34685 in?
34685 is in Eastern Time (UTC−5). It observes daylight saving time.