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ZIP code 34684: Palm Harbor, FL

34684 is a ZIP code in Palm Harbor, Florida, mainly in Pinellas County, part of the Tampa-St. Petersburg-Clearwater, FL metro area. About 27,029 people live here.

Population
27,029
Median household income
$72,145
Typical home value
$320,300-0.8% in 12 months
Median rent
$1,854gross, per month
Median age
55.3
Homeowners
72.9%of occupied homes
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Shaded: ZIP code 34684's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 34684 details

CityPalm Harbor
StateFlorida
CountyPinellas County
Metro areaTampa-St. Petersburg-Clearwater, FL
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area6.7 sq mi, plus 1.4 sq mi of water
Population density4,010 people per sq mi
Bachelor's degree or higher37.6% of adults 25+
Average commute27.2 minutes
Center coordinates28.08074, -82.72683

Median rent in 34684 by bedrooms

SizeMedian gross rent
Studio$1,404/mo
1 bedroom$1,627/mo
2 bedrooms$1,997/mo
3 bedrooms$1,861/mo
4 bedrooms$3,250/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 34684

ZIP codeCityDistancePopulation
34683Palm Harbor, FL2.1 mi33,911
34682Palm Harbor, FL2.3 mi—
34685Palm Harbor, FL2.4 mi18,132
34681Crystal Beach, FL3.2 mi1,284
34660Ozona, FL3.3 mi—
33761Clearwater, FL3.3 mi18,290
34677Oldsmar, FL4.1 mi22,762
34698Dunedin, FL5.0 mi38,171

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 34684?

A typical home in ZIP code 34684 is worth about $320,300 (Zillow Home Value Index). The median household here earns $72,145 a year. See what buying here would cost per month, with Florida average taxes and insurance filled in.

Monthly payment for a $320,300 homeWhat can a $72,145 income afford?Rental property numbers

About ZIP code 34684

What city is ZIP code 34684?

ZIP code 34684 is in Palm Harbor, FL, in Pinellas County.

What county is ZIP code 34684 in?

34684 is mainly in Pinellas County, Florida.

What is the population of ZIP code 34684?

About 27,029 people live in ZIP code 34684, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 34684 in?

34684 is in Eastern Time (UTC−5). It observes daylight saving time.

What other ZIP codes does Palm Harbor have?

Palm Harbor, FL also uses 34682, 34683 and 34685.