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ZIP code 32548: Fort Walton Beach, FL

32548 is a ZIP code in Fort Walton Beach, Florida, mainly in Okaloosa County, part of the Crestview-Fort Walton Beach-Destin, FL metro area. About 23,774 people live here.

Population
23,774
Median household income
$65,342
Typical home value
$337,200+1.6% in 12 months
Median rent
$1,345gross, per month
Median age
40.2
Homeowners
58%of occupied homes
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Shaded: ZIP code 32548's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 32548 details

CityFort Walton Beach
StateFlorida
CountyOkaloosa County
Metro areaCrestview-Fort Walton Beach-Destin, FL
Time zoneCentral Time (UTC−6), observes daylight saving time
TypeStandard (delivery area)
Land area12.1 sq mi, plus 6.7 sq mi of water
Population density1,970 people per sq mi
Bachelor's degree or higher33% of adults 25+
Average commute24.1 minutes
Center coordinates30.41321, -86.58926

Median rent in 32548 by bedrooms

SizeMedian gross rent
Studio$962/mo
1 bedroom$1,115/mo
2 bedrooms$1,454/mo
3 bedrooms$1,631/mo
4 bedrooms$1,864/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 32548

ZIP codeCityDistancePopulation
32549Fort Walton Beach, FL1.9 mi—
32579Shalimar, FL2.4 mi10,506
32547Fort Walton Beach, FL5.3 mi35,527
32540Destin, FL5.7 mi—
32541Destin, FL6.7 mi18,855
32542Eglin Afb, FL7.1 mi3,578
32544Hurlburt Field, FL7.8 mi2,256
32580Valparaiso, FL7.8 mi4,194

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 32548?

A typical home in ZIP code 32548 is worth about $337,200 (Zillow Home Value Index). The median household here earns $65,342 a year. See what buying here would cost per month, with Florida average taxes and insurance filled in.

Monthly payment for a $337,200 homeWhat can a $65,342 income afford?Rental property numbers

About ZIP code 32548

What city is ZIP code 32548?

ZIP code 32548 is in Fort Walton Beach, FL, in Okaloosa County.

What county is ZIP code 32548 in?

32548 is mainly in Okaloosa County, Florida.

What is the population of ZIP code 32548?

About 23,774 people live in ZIP code 32548, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 32548 in?

32548 is in Central Time (UTC−6). It observes daylight saving time.

What other ZIP codes does Fort Walton Beach have?

Fort Walton Beach, FL also uses 32547 and 32549.