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ZIP code 32541: Destin, FL

32541 is a ZIP code in Destin, Florida, mainly in Okaloosa County, part of the Crestview-Fort Walton Beach-Destin, FL metro area. About 18,855 people live here.

Population
18,855
Median household income
$95,124
Typical home value
$619,400+2.2% in 12 months
Median rent
$2,044gross, per month
Median age
42.6
Homeowners
68.4%of occupied homes
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Shaded: ZIP code 32541's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 32541 details

CityDestin
StateFlorida
CountyOkaloosa County
Metro areaCrestview-Fort Walton Beach-Destin, FL
Time zoneCentral Time (UTC−6), observes daylight saving time
TypeStandard (delivery area)
Land area12.4 sq mi, plus 6.7 sq mi of water
Population density1,527 people per sq mi
Bachelor's degree or higher47.8% of adults 25+
Average commute25.4 minutes
Center coordinates30.39516, -86.47878

Median rent in 32541 by bedrooms

SizeMedian gross rent
Studio$2,221/mo
1 bedroom$1,963/mo
2 bedrooms$1,848/mo
3 bedrooms$2,728/mo
4 bedrooms$3,198/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 32541

ZIP codeCityDistancePopulation
32540Destin, FL1.0 mi—
32579Shalimar, FL6.7 mi10,506
32548Fort Walton Beach, FL6.7 mi23,774
32580Valparaiso, FL8.0 mi4,194
32550Miramar Beach, FL8.0 mi8,486
32578Niceville, FL8.0 mi34,738
32549Fort Walton Beach, FL8.6 mi—
32542Eglin Afb, FL8.6 mi3,578

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 32541?

A typical home in ZIP code 32541 is worth about $619,400 (Zillow Home Value Index). The median household here earns $95,124 a year. See what buying here would cost per month, with Florida average taxes and insurance filled in.

Monthly payment for a $619,400 homeWhat can a $95,124 income afford?Rental property numbers

About ZIP code 32541

What city is ZIP code 32541?

ZIP code 32541 is in Destin, FL, in Okaloosa County.

What county is ZIP code 32541 in?

32541 is mainly in Okaloosa County, Florida.

What is the population of ZIP code 32541?

About 18,855 people live in ZIP code 32541, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 32541 in?

32541 is in Central Time (UTC−6). It observes daylight saving time.

What other ZIP codes does Destin have?

Destin, FL also uses 32540.