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ZIP code 32438: Fountain, FL

32438 is a ZIP code in Fountain, Florida, mainly in Bay County, part of the Panama City-Panama City Beach, FL metro area. About 4,815 people live here.

Population
4,815
Median household income
$50,000
Typical home value
$161,600+3.6% in 12 months
Median rent
$626gross, per month
Median age
39.9
Homeowners
82.4%of occupied homes
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Shaded: ZIP code 32438's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 32438 details

CityFountain
StateFlorida
CountyBay County (also partly Calhoun County, Jackson County, Washington County)
Metro areaPanama City-Panama City Beach, FL
Time zoneCentral Time (UTC−6), observes daylight saving time
TypeStandard (delivery area)
Land area56.8 sq mi, plus 0.3 sq mi of water
Population density85 people per sq mi
Bachelor's degree or higher13.1% of adults 25+
Average commute43.7 minutes
Center coordinates30.51165, -85.41493

ZIP codes near 32438

ZIP codeCityDistancePopulation
32420Alford, FL8.8 mi2,159
32466Youngstown, FL9.0 mi5,916
32428Chipley, FL11.8 mi17,950
32421Altha, FL12.5 mi4,035
32430Clarksville, FL13.0 mi815
32463Wausau, FL13.0 mi128
32448Marianna, FL15.8 mi8,549
32431Cottondale, FL19.1 mi4,683

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 32438?

A typical home in ZIP code 32438 is worth about $161,600 (Zillow Home Value Index). The median household here earns $50,000 a year. See what buying here would cost per month, with Florida average taxes and insurance filled in.

Monthly payment for a $161,600 homeWhat can a $50,000 income afford?Rental property numbers

About ZIP code 32438

What city is ZIP code 32438?

ZIP code 32438 is in Fountain, FL, in Bay County.

What county is ZIP code 32438 in?

32438 is mainly in Bay County, Florida, and partly in Calhoun County, Jackson County and Washington County.

What is the population of ZIP code 32438?

About 4,815 people live in ZIP code 32438, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 32438 in?

32438 is in Central Time (UTC−6). It observes daylight saving time.