ZIP code 32428: Chipley, FL
32428 is a ZIP code in Chipley, Florida, mainly in Washington County, part of the Panama City-Panama City Beach, FL metro area. About 17,950 people live here.
- Population
- 17,950
- Median household income
- $57,493
- Typical home value
- $227,900+1.7% in 12 months
- Median rent
- $877gross, per month
- Median age
- 41.8
- Homeowners
- 80.2%of occupied homes
Shaded: ZIP code 32428's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 32428 details
| City | Chipley |
|---|---|
| State | Florida |
| County | Washington County (also partly Bay County, Jackson County) |
| Metro area | Panama City-Panama City Beach, FL |
| Time zone | Central Time (UTC−6), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 285.9 sq mi, plus 14.3 sq mi of water |
| Population density | 63 people per sq mi |
| Bachelor's degree or higher | 12.8% of adults 25+ |
| Average commute | 35.3 minutes |
| Center coordinates | 30.61575, -85.57295 |
Median rent in 32428 by bedrooms
| Size | Median gross rent |
|---|---|
| Studio | $782/mo |
| 2 bedrooms | $817/mo |
| 3 bedrooms | $1,013/mo |
| 4 bedrooms | $813/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 32428
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 32463 | Wausau, FL | 1.2 mi | 128 |
| 32420 | Alford, FL | 11.5 mi | 2,159 |
| 32438 | Fountain, FL | 11.8 mi | 4,815 |
| 32427 | Caryville, FL | 14.6 mi | 1,030 |
| 32431 | Cottondale, FL | 15.3 mi | 4,683 |
| 32462 | Vernon, FL | 15.4 mi | 3,920 |
| 32466 | Youngstown, FL | 17.0 mi | 5,916 |
| 32425 | Bonifay, FL | 18.6 mi | 13,942 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 32428?
A typical home in ZIP code 32428 is worth about $227,900 (Zillow Home Value Index). The median household here earns $57,493 a year. See what buying here would cost per month, with Florida average taxes and insurance filled in.
Monthly payment for a $227,900 homeWhat can a $57,493 income afford?Rental property numbers
About ZIP code 32428
What city is ZIP code 32428?
ZIP code 32428 is in Chipley, FL, in Washington County.
What county is ZIP code 32428 in?
32428 is mainly in Washington County, Florida, and partly in Bay County and Jackson County.
What is the population of ZIP code 32428?
About 17,950 people live in ZIP code 32428, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 32428 in?
32428 is in Central Time (UTC−6). It observes daylight saving time.