ZIP code 32403: Panama City, FL
32403 is a ZIP code in Panama City, Florida, mainly in Bay County, part of the Panama City-Panama City Beach, FL metro area. About 447 people live here.
- Population
- 447
- Median household income
- $118,594
- Typical home value
- —
- Median rent
- $2,422gross, per month
- Median age
- 23.3
- Homeowners
- 0%of occupied homes
Shaded: ZIP code 32403's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 32403 details
| City | Panama City |
|---|---|
| State | Florida |
| County | Bay County |
| Metro area | Panama City-Panama City Beach, FL |
| Time zone | Central Time (UTC−6), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 44.2 sq mi, plus 30.2 sq mi of water |
| Population density | 10 people per sq mi |
| Bachelor's degree or higher | 35.6% of adults 25+ |
| Average commute | 13.4 minutes |
| Center coordinates | 30.04856, -85.55323 |
ZIP codes near 32403
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 32401 | Panama City, FL | 9.1 mi | 18,947 |
| 32404 | Panama City, FL | 9.8 mi | 42,514 |
| 32417 | Panama City, FL | 10.0 mi | — |
| 32410 | Mexico Beach, FL | 10.0 mi | 550 |
| 32405 | Panama City, FL | 12.5 mi | 29,984 |
| 32408 | Panama City, FL | 14.2 mi | 18,832 |
| 32444 | Lynn Haven, FL | 14.4 mi | 21,459 |
| 32412 | Panama City, FL | 15.3 mi | — |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
About ZIP code 32403
What city is ZIP code 32403?
ZIP code 32403 is in Panama City, FL, in Bay County.
What county is ZIP code 32403 in?
32403 is mainly in Bay County, Florida.
What is the population of ZIP code 32403?
About 447 people live in ZIP code 32403, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 32403 in?
32403 is in Central Time (UTC−6). It observes daylight saving time.