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Panama City, FL ZIP codes

Panama City, Florida has 11 ZIP codes, including 5 PO Box ZIPs. They are in Bay County.

Population in these ZIPs
121,837
Avg. median income
$71,100population-weighted
Typical home value
$295,800population-weighted
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Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 miles

Panama City, FL ZIP codes list

Panama City, FL ZIP codes
ZIP codeCountyPopulationMedian incomeTypical home value
32401Bay County18,947$52,523$215,700
32402 PO BoxBay County———
32403Bay County447$118,594—
32404Bay County42,514$74,708$283,100
32405Bay County29,984$73,373$289,000
32406 PO BoxBay County———
32408Bay County18,832$80,822$370,700
32409Bay County11,113$64,516$372,100
32411 PO BoxBay County———
32412 PO BoxBay County———
32417 PO BoxBay County———

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Cities near Panama City

Frequently asked questions

What is the ZIP code for Panama City, FL?

Panama City, FL has 11 ZIP codes: 32401, 32402, 32403, 32404, 32405, 32406, 32408, 32409, 32411, 32412 and 32417.

What county is Panama City, Florida in?

Panama City ZIP codes are in Bay County.

Which Panama City ZIP codes are PO Boxes?

32402, 32406, 32411, 32412 and 32417 are PO Box or single-organization ZIP codes; they have no residential delivery area.