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ZIP code 12866: Saratoga Springs, NY

12866 is a ZIP code in Saratoga Springs, New York, mainly in Saratoga County, part of the Albany-Schenectady-Troy, NY metro area. About 40,057 people live here.

Population
40,057
Median household income
$101,901
Typical home value
$658,000+7.1% in 12 months
Median rent
$1,488gross, per month
Median age
44.5
Homeowners
62.2%of occupied homes
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Shaded: ZIP code 12866's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 12866 details

CitySaratoga Springs
StateNew York
CountySaratoga County
Metro areaAlbany-Schenectady-Troy, NY
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area64.3 sq mi, plus 7 sq mi of water
Population density623 people per sq mi
Bachelor's degree or higher57.5% of adults 25+
Average commute26.8 minutes
Center coordinates43.07371, -73.74024

Median rent in 12866 by bedrooms

SizeMedian gross rent
Studio$1,289/mo
1 bedroom$1,337/mo
2 bedrooms$1,866/mo
3 bedrooms$2,000/mo
4 bedrooms$1,625/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 12866

ZIP codeCityDistancePopulation
12170Stillwater, NY6.2 mi5,351
12871Schuylerville, NY7.0 mi3,813
12833Greenfield Center, NY7.3 mi5,316
12884Victory Mills, NY7.5 mi538
12020Ballston Spa, NY8.2 mi34,937
12831Gansevoort, NY8.8 mi18,025
12863Rock City Falls, NY9.7 mi910
12859Porter Corners, NY10.0 mi1,622

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 12866?

A typical home in ZIP code 12866 is worth about $658,000 (Zillow Home Value Index). The median household here earns $101,901 a year. See what buying here would cost per month, with New York average taxes and insurance filled in.

Monthly payment for a $658,000 homeWhat can a $101,901 income afford?Rental property numbers

About ZIP code 12866

What city is ZIP code 12866?

ZIP code 12866 is in Saratoga Springs, NY, in Saratoga County.

What county is ZIP code 12866 in?

12866 is mainly in Saratoga County, New York.

What is the population of ZIP code 12866?

About 40,057 people live in ZIP code 12866, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 12866 in?

12866 is in Eastern Time (UTC−5). It observes daylight saving time.