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ZIP code 12020: Ballston Spa, NY

12020 is a ZIP code in Ballston Spa, New York, mainly in Saratoga County, part of the Albany-Schenectady-Troy, NY metro area. About 34,937 people live here.

Population
34,937
Median household income
$107,112
Typical home value
$434,500+4.8% in 12 months
Median rent
$1,612gross, per month
Median age
42.2
Homeowners
70.2%of occupied homes
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Shaded: ZIP code 12020's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 12020 details

CityBallston Spa
StateNew York
CountySaratoga County
Metro areaAlbany-Schenectady-Troy, NY
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area75.6 sq mi, plus 0.2 sq mi of water
Population density462 people per sq mi
Bachelor's degree or higher44.6% of adults 25+
Average commute25.6 minutes
Center coordinates43.00166, -73.87009

Median rent in 12020 by bedrooms

SizeMedian gross rent
Studio$1,381/mo
1 bedroom$1,357/mo
2 bedrooms$1,722/mo
3 bedrooms$1,909/mo
4 bedrooms$1,872/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 12020

ZIP codeCityDistancePopulation
12019Ballston Lake, NY4.7 mi15,555
12863Rock City Falls, NY5.1 mi910
12027Burnt Hills, NY5.9 mi4,693
12151Round Lake, NY7.1 mi967
12866Saratoga Springs, NY8.2 mi40,057
12850Middle Grove, NY9.0 mi2,537
12118Mechanicville, NY9.5 mi17,069
12074Galway, NY9.8 mi2,848

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 12020?

A typical home in ZIP code 12020 is worth about $434,500 (Zillow Home Value Index). The median household here earns $107,112 a year. See what buying here would cost per month, with New York average taxes and insurance filled in.

Monthly payment for a $434,500 homeWhat can a $107,112 income afford?Rental property numbers

About ZIP code 12020

What city is ZIP code 12020?

ZIP code 12020 is in Ballston Spa, NY, in Saratoga County.

What county is ZIP code 12020 in?

12020 is mainly in Saratoga County, New York.

What is the population of ZIP code 12020?

About 34,937 people live in ZIP code 12020, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 12020 in?

12020 is in Eastern Time (UTC−5). It observes daylight saving time.