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ZIP code 12778: Smallwood, NY

12778 is a ZIP code in Smallwood, New York, mainly in Sullivan County, part of the Monticello, NY micro area. About 707 people live here.

Population
707
Median household income
$50,959
Typical home value
$170,700ACS median value
Median rent
$1,371gross, per month
Median age
44.1
Homeowners
60.7%of occupied homes
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Shaded: ZIP code 12778's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 12778 details

CitySmallwood
StateNew York
CountySullivan County
Metro areaMonticello, NY
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area1.7 sq mi, plus 0.1 sq mi of water
Population density411 people per sq mi
Bachelor's degree or higher30.2% of adults 25+
Average commute41.2 minutes
Center coordinates41.66174, -74.81421

ZIP codes near 12778

ZIP codeCityDistancePopulation
12762Mongaup Valley, NY1.2 mi394
12749Kauneonga Lake, NY2.5 mi419
12786White Lake, NY2.7 mi610
12720Bethel, NY4.6 mi447
12783Swan Lake, NY5.4 mi1,060
12701Monticello, NY6.0 mi12,197
12734Ferndale, NY6.0 mi950
12742Harris, NY6.6 mi253

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 12778?

A typical home in ZIP code 12778 is worth about $170,700 (ACS median value). The median household here earns $50,959 a year. See what buying here would cost per month, with New York average taxes and insurance filled in.

Monthly payment for a $170,700 homeWhat can a $50,959 income afford?Rental property numbers

About ZIP code 12778

What city is ZIP code 12778?

ZIP code 12778 is in Smallwood, NY, in Sullivan County.

What county is ZIP code 12778 in?

12778 is mainly in Sullivan County, New York.

What is the population of ZIP code 12778?

About 707 people live in ZIP code 12778, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 12778 in?

12778 is in Eastern Time (UTC−5). It observes daylight saving time.