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ZIP code 12734: Ferndale, NY

12734 is a ZIP code in Ferndale, New York, mainly in Sullivan County, part of the Monticello, NY micro area. About 950 people live here.

Population
950
Median household income
$56,740
Typical home value
$322,200+2.4% in 12 months
Median rent
—gross, per month
Median age
27.8
Homeowners
73.3%of occupied homes
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Shaded: ZIP code 12734's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 12734 details

CityFerndale
StateNew York
CountySullivan County
Metro areaMonticello, NY
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area14.1 sq mi, plus 0 sq mi of water
Population density68 people per sq mi
Bachelor's degree or higher35.2% of adults 25+
Average commute45.5 minutes
Center coordinates41.73459, -74.75046

ZIP codes near 12734

ZIP codeCityDistancePopulation
12742Harris, NY1.9 mi253
12783Swan Lake, NY4.3 mi1,060
12754Liberty, NY4.5 mi8,296
12749Kauneonga Lake, NY5.0 mi419
12762Mongaup Valley, NY5.5 mi394
12751Kiamesha Lake, NY5.6 mi1,407
12747Hurleyville, NY5.7 mi2,234
12759Loch Sheldrake, NY5.9 mi1,619

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 12734?

A typical home in ZIP code 12734 is worth about $322,200 (Zillow Home Value Index). The median household here earns $56,740 a year. See what buying here would cost per month, with New York average taxes and insurance filled in.

Monthly payment for a $322,200 homeWhat can a $56,740 income afford?Rental property numbers

About ZIP code 12734

What city is ZIP code 12734?

ZIP code 12734 is in Ferndale, NY, in Sullivan County.

What county is ZIP code 12734 in?

12734 is mainly in Sullivan County, New York.

What is the population of ZIP code 12734?

About 950 people live in ZIP code 12734, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 12734 in?

12734 is in Eastern Time (UTC−5). It observes daylight saving time.