ZIP code 12304: Schenectady, NY
12304 is a ZIP code in Schenectady, New York, mainly in Schenectady County, part of the Albany-Schenectady-Troy, NY metro area. About 22,403 people live here.
- Population
- 22,403
- Median household income
- $69,235
- Typical home value
- $262,000+4.2% in 12 months
- Median rent
- $1,100gross, per month
- Median age
- 41
- Homeowners
- 59.6%of occupied homes
Shaded: ZIP code 12304's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 12304 details
| City | Schenectady |
|---|---|
| State | New York |
| County | Schenectady County (also partly Albany County) |
| Metro area | Albany-Schenectady-Troy, NY |
| Time zone | Eastern Time (UTC−5), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 6.7 sq mi, plus 0 sq mi of water |
| Population density | 3,364 people per sq mi |
| Bachelor's degree or higher | 25.6% of adults 25+ |
| Average commute | 22.8 minutes |
| Center coordinates | 42.77469, -73.89830 |
Median rent in 12304 by bedrooms
| Size | Median gross rent |
|---|---|
| Studio | $836/mo |
| 1 bedroom | $961/mo |
| 2 bedrooms | $1,152/mo |
| 3 bedrooms | $1,293/mo |
| 4 bedrooms | $1,414/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 12304
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 12303 | Schenectady, NY | 2.4 mi | 29,360 |
| 12309 | Schenectady, NY | 2.4 mi | 33,246 |
| 12307 | Schenectady, NY | 2.7 mi | 7,050 |
| 12308 | Schenectady, NY | 3.4 mi | 15,511 |
| 12301 | Schenectady, NY | 3.4 mi | — |
| 12345 | Schenectady, NY | 3.4 mi | — |
| 12305 | Schenectady, NY | 3.7 mi | 7,356 |
| 12148 | Rexford, NY | 4.5 mi | 4,023 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 12304?
A typical home in ZIP code 12304 is worth about $262,000 (Zillow Home Value Index). The median household here earns $69,235 a year. See what buying here would cost per month, with New York average taxes and insurance filled in.
Monthly payment for a $262,000 homeWhat can a $69,235 income afford?Rental property numbers
About ZIP code 12304
What city is ZIP code 12304?
ZIP code 12304 is in Schenectady, NY, in Schenectady County.
What county is ZIP code 12304 in?
12304 is mainly in Schenectady County, New York, and partly in Albany County.
What is the population of ZIP code 12304?
About 22,403 people live in ZIP code 12304, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 12304 in?
12304 is in Eastern Time (UTC−5). It observes daylight saving time.