ZIP code 12303: Schenectady, NY
12303 is a ZIP code in Schenectady, New York, mainly in Albany County, part of the Albany-Schenectady-Troy, NY metro area. About 29,360 people live here.
- Population
- 29,360
- Median household income
- $84,375
- Typical home value
- $322,300+4.8% in 12 months
- Median rent
- $1,140gross, per month
- Median age
- 41.3
- Homeowners
- 74.1%of occupied homes
Shaded: ZIP code 12303's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 12303 details
| City | Schenectady |
|---|---|
| State | New York |
| County | Albany County (also partly Schenectady County) |
| Metro area | Albany-Schenectady-Troy, NY |
| Time zone | Eastern Time (UTC−5), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 15.6 sq mi, plus 0 sq mi of water |
| Population density | 1,886 people per sq mi |
| Bachelor's degree or higher | 35.8% of adults 25+ |
| Average commute | 22.2 minutes |
| Center coordinates | 42.74898, -73.92969 |
Median rent in 12303 by bedrooms
| Size | Median gross rent |
|---|---|
| 1 bedroom | $993/mo |
| 2 bedrooms | $1,135/mo |
| 3 bedrooms | $1,197/mo |
| 4 bedrooms | $1,758/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 12303
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 12304 | Schenectady, NY | 2.4 mi | 22,403 |
| 12084 | Guilderland, NY | 3.4 mi | 5,328 |
| 12085 | Guilderland Center, NY | 3.8 mi | 357 |
| 12307 | Schenectady, NY | 3.9 mi | 7,050 |
| 12305 | Schenectady, NY | 4.5 mi | 7,356 |
| 12301 | Schenectady, NY | 4.5 mi | — |
| 12345 | Schenectady, NY | 4.5 mi | — |
| 12309 | Schenectady, NY | 4.8 mi | 33,246 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 12303?
A typical home in ZIP code 12303 is worth about $322,300 (Zillow Home Value Index). The median household here earns $84,375 a year. See what buying here would cost per month, with New York average taxes and insurance filled in.
Monthly payment for a $322,300 homeWhat can a $84,375 income afford?Rental property numbers
About ZIP code 12303
What city is ZIP code 12303?
ZIP code 12303 is in Schenectady, NY, in Albany County.
What county is ZIP code 12303 in?
12303 is mainly in Albany County, New York, and partly in Schenectady County.
What is the population of ZIP code 12303?
About 29,360 people live in ZIP code 12303, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 12303 in?
12303 is in Eastern Time (UTC−5). It observes daylight saving time.