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ZIP code 87520: Chama, NM

87520 is a ZIP code in Chama, New Mexico, mainly in Rio Arriba County, part of the Española, NM micro area. About 1,148 people live here.

Population
1,148
Median household income
$38,889
Typical home value
$312,800-0.7% in 12 months
Median rent
$570gross, per month
Median age
65.4
Homeowners
86.2%of occupied homes
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Shaded: ZIP code 87520's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 87520 details

CityChama
StateNew Mexico
CountyRio Arriba County
Metro areaEspañola, NM
Time zoneMountain Time (UTC−7), observes daylight saving time
TypeStandard (delivery area)
Land area259.1 sq mi, plus 0.6 sq mi of water
Population density4 people per sq mi
Bachelor's degree or higher21.8% of adults 25+
Average commute9.5 minutes
Center coordinates36.87502, -106.62735

ZIP codes near 87520

ZIP codeCityDistancePopulation
87551Los Ojos, NM12.3 mi219
81128Chromo, CO14.1 mi34
87528Dulce, NM15.2 mi3,756
87575Tierra Amarilla, NM16.1 mi938
87518Cebolla, NM24.9 mi0
87515Canjilon, NM26.0 mi333
81120Antonito, CO26.9 mi1,832
81157Pagosa Springs, CO34.5 mi—

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 87520?

A typical home in ZIP code 87520 is worth about $312,800 (Zillow Home Value Index). The median household here earns $38,889 a year. See what buying here would cost per month, with New Mexico average taxes and insurance filled in.

Monthly payment for a $312,800 homeWhat can a $38,889 income afford?Rental property numbers

About ZIP code 87520

What city is ZIP code 87520?

ZIP code 87520 is in Chama, NM, in Rio Arriba County.

What county is ZIP code 87520 in?

87520 is mainly in Rio Arriba County, New Mexico.

What is the population of ZIP code 87520?

About 1,148 people live in ZIP code 87520, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 87520 in?

87520 is in Mountain Time (UTC−7). It observes daylight saving time.