ZIP code 81040: Gardner, CO
81040 is a ZIP code in Gardner, Colorado, mainly in Huerfano County. About 360 people live here.
- Population
- 360
- Median household income
- $30,978
- Typical home value
- $302,300-3.9% in 12 months
- Median rent
- —gross, per month
- Median age
- 65.4
- Homeowners
- 94.4%of occupied homes
Shaded: ZIP code 81040's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 81040 details
| City | Gardner |
|---|---|
| State | Colorado |
| County | Huerfano County |
| Metro area | Not in a metro or micro area |
| Time zone | Mountain Time (UTC−7), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 474.7 sq mi, plus 0.2 sq mi of water |
| Population density | 1 people per sq mi |
| Bachelor's degree or higher | 30% of adults 25+ |
| Center coordinates | 37.78322, -105.22721 |
ZIP codes near 81040
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 81069 | Rye, CO | 19.9 mi | 1,678 |
| 81133 | Fort Garland, CO | 23.7 mi | 1,085 |
| 81019 | Colorado City, CO | 24.0 mi | 1,280 |
| 81252 | Westcliffe, CO | 25.1 mi | 4,763 |
| 81131 | Crestone, CO | 25.3 mi | 1,051 |
| 81023 | Beulah, CO | 25.5 mi | 1,417 |
| 81146 | Mosca, CO | 25.9 mi | 637 |
| 81253 | Wetmore, CO | 28.1 mi | 524 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 81040?
A typical home in ZIP code 81040 is worth about $302,300 (Zillow Home Value Index). The median household here earns $30,978 a year. See what buying here would cost per month, with Colorado average taxes and insurance filled in.
Monthly payment for a $302,300 homeWhat can a $30,978 income afford?Rental property numbers
About ZIP code 81040
What city is ZIP code 81040?
ZIP code 81040 is in Gardner, CO, in Huerfano County.
What county is ZIP code 81040 in?
81040 is mainly in Huerfano County, Colorado.
What is the population of ZIP code 81040?
About 360 people live in ZIP code 81040, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 81040 in?
81040 is in Mountain Time (UTC−7). It observes daylight saving time.