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ZIP code 80538: Loveland, CO

80538 is a ZIP code in Loveland, Colorado, mainly in Larimer County, part of the Fort Collins-Loveland, CO metro area. About 50,110 people live here.

Population
50,110
Median household income
$86,671
Typical home value
$494,900-0.8% in 12 months
Median rent
$1,760gross, per month
Median age
42.9
Homeowners
69.4%of occupied homes
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Shaded: ZIP code 80538's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 80538 details

CityLoveland
StateColorado
CountyLarimer County
Metro areaFort Collins-Loveland, CO
Time zoneMountain Time (UTC−7), observes daylight saving time
TypeStandard (delivery area)
Land area102.2 sq mi, plus 4.8 sq mi of water
Population density490 people per sq mi
Bachelor's degree or higher41.4% of adults 25+
Average commute27.9 minutes
Center coordinates40.54461, -105.24511

Median rent in 80538 by bedrooms

SizeMedian gross rent
Studio$1,676/mo
1 bedroom$1,552/mo
2 bedrooms$1,479/mo
3 bedrooms$2,003/mo
4 bedrooms$2,859/mo
5+ bedrooms$2,564/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 80538

ZIP codeCityDistancePopulation
80541Masonville, CO4.3 mi—
80526Fort Collins, CO6.3 mi44,326
80521Fort Collins, CO7.0 mi38,776
80523Fort Collins, CO8.9 mi—
80527Fort Collins, CO8.9 mi—
80553Fort Collins, CO8.9 mi—
80515Drake, CO9.2 mi934
80525Fort Collins, CO10.8 mi54,211

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 80538?

A typical home in ZIP code 80538 is worth about $494,900 (Zillow Home Value Index). The median household here earns $86,671 a year. See what buying here would cost per month, with Colorado average taxes and insurance filled in.

Monthly payment for a $494,900 homeWhat can a $86,671 income afford?Rental property numbers

About ZIP code 80538

What city is ZIP code 80538?

ZIP code 80538 is in Loveland, CO, in Larimer County.

What county is ZIP code 80538 in?

80538 is mainly in Larimer County, Colorado.

What is the population of ZIP code 80538?

About 50,110 people live in ZIP code 80538, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 80538 in?

80538 is in Mountain Time (UTC−7). It observes daylight saving time.

What other ZIP codes does Loveland have?

Loveland, CO also uses 80537 and 80539.