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ZIP code 76431: Chico, TX

76431 is a ZIP code in Chico, Texas, mainly in Wise County, part of the Dallas-Fort Worth-Arlington, TX metro area. About 4,494 people live here.

Population
4,494
Median household income
$86,875
Typical home value
$351,900+0.8% in 12 months
Median rent
$1,308gross, per month
Median age
39.6
Homeowners
85.7%of occupied homes
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Shaded: ZIP code 76431's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 76431 details

CityChico
StateTexas
CountyWise County (also partly Jack County)
Metro areaDallas-Fort Worth-Arlington, TX
Time zoneCentral Time (UTC−6), observes daylight saving time
TypeStandard (delivery area)
Land area120.5 sq mi, plus 10.2 sq mi of water
Population density37 people per sq mi
Bachelor's degree or higher19.3% of adults 25+
Average commute29.2 minutes
Center coordinates33.30279, -97.86843

Median rent in 76431 by bedrooms

SizeMedian gross rent
1 bedroom$856/mo
2 bedrooms$1,243/mo
3 bedrooms$1,425/mo
4 bedrooms$1,583/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 76431

ZIP codeCityDistancePopulation
76426Bridgeport, TX10.0 mi11,632
76225Alvord, TX12.6 mi3,487
76270Sunset, TX12.7 mi1,826
76230Bowie, TX15.7 mi10,536
76073Paradise, TX16.7 mi7,648
76458Jacksboro, TX19.6 mi6,240
76234Decatur, TX20.5 mi21,418
76239Forestburg, TX22.2 mi1,341

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 76431?

A typical home in ZIP code 76431 is worth about $351,900 (Zillow Home Value Index). The median household here earns $86,875 a year. See what buying here would cost per month, with Texas average taxes and insurance filled in.

Monthly payment for a $351,900 homeWhat can a $86,875 income afford?Rental property numbers

About ZIP code 76431

What city is ZIP code 76431?

ZIP code 76431 is in Chico, TX, in Wise County.

What county is ZIP code 76431 in?

76431 is mainly in Wise County, Texas, and partly in Jack County.

What is the population of ZIP code 76431?

About 4,494 people live in ZIP code 76431, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 76431 in?

76431 is in Central Time (UTC−6). It observes daylight saving time.