ZIP code 55320: Clearwater, MN
55320 is a ZIP code in Clearwater, Minnesota, mainly in Stearns County, part of the St. Cloud, MN metro area. About 5,998 people live here.
- Population
- 5,998
- Median household income
- $113,973
- Typical home value
- $369,800+2.3% in 12 months
- Median rent
- $1,163gross, per month
- Median age
- 37.5
- Homeowners
- 83.7%of occupied homes
Shaded: ZIP code 55320's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 55320 details
| City | Clearwater |
|---|---|
| State | Minnesota |
| County | Stearns County (also partly Wright County) |
| Metro area | St. Cloud, MN |
| Time zone | Central Time (UTC−6), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 48.8 sq mi, plus 2.7 sq mi of water |
| Population density | 123 people per sq mi |
| Bachelor's degree or higher | 28.4% of adults 25+ |
| Average commute | 29.8 minutes |
| Center coordinates | 45.39633, -94.08605 |
Median rent in 55320 by bedrooms
| Size | Median gross rent |
|---|---|
| 1 bedroom | $911/mo |
| 2 bedrooms | $1,131/mo |
| 3 bedrooms | $1,667/mo |
| 4 bedrooms | $2,606/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 55320
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 55380 | Silver Creek, MN | 7.6 mi | — |
| 55319 | Clear Lake, MN | 8.3 mi | 5,185 |
| 55382 | South Haven, MN | 8.6 mi | 3,691 |
| 56304 | Saint Cloud, MN | 9.4 mi | 17,473 |
| 56301 | Saint Cloud, MN | 9.9 mi | 35,580 |
| 55302 | Annandale, MN | 10.5 mi | 7,326 |
| 55358 | Maple Lake, MN | 11.3 mi | 5,061 |
| 56387 | Waite Park, MN | 11.5 mi | 7,756 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 55320?
A typical home in ZIP code 55320 is worth about $369,800 (Zillow Home Value Index). The median household here earns $113,973 a year. See what buying here would cost per month, with Minnesota average taxes and insurance filled in.
Monthly payment for a $369,800 homeWhat can a $113,973 income afford?Rental property numbers
About ZIP code 55320
What city is ZIP code 55320?
ZIP code 55320 is in Clearwater, MN, in Stearns County.
What county is ZIP code 55320 in?
55320 is mainly in Stearns County, Minnesota, and partly in Wright County.
What is the population of ZIP code 55320?
About 5,998 people live in ZIP code 55320, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 55320 in?
55320 is in Central Time (UTC−6). It observes daylight saving time.