ZIP code 49431: Ludington, MI
49431 is a ZIP code in Ludington, Michigan, mainly in Mason County, part of the Ludington, MI micro area. About 17,184 people live here.
- Population
- 17,184
- Median household income
- $66,336
- Typical home value
- $302,600+6.8% in 12 months
- Median rent
- $914gross, per month
- Median age
- 48.6
- Homeowners
- 72.3%of occupied homes
Shaded: ZIP code 49431's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 49431 details
| City | Ludington |
|---|---|
| State | Michigan |
| County | Mason County |
| Metro area | Ludington, MI |
| Time zone | Eastern Time (UTC−5), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 96.1 sq mi, plus 15.5 sq mi of water |
| Population density | 179 people per sq mi |
| Bachelor's degree or higher | 31.3% of adults 25+ |
| Average commute | 15.6 minutes |
| Center coordinates | 43.96461, -86.40925 |
Median rent in 49431 by bedrooms
| Size | Median gross rent |
|---|---|
| Studio | $503/mo |
| 1 bedroom | $718/mo |
| 2 bedrooms | $951/mo |
| 3 bedrooms | $1,284/mo |
| 4 bedrooms | $1,140/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 49431
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 49454 | Scottville, MI | 6.3 mi | 4,873 |
| 49405 | Custer, MI | 11.6 mi | 1,635 |
| 49449 | Pentwater, MI | 11.9 mi | 2,587 |
| 49411 | Free Soil, MI | 12.8 mi | 1,698 |
| 49410 | Fountain, MI | 13.7 mi | 1,734 |
| 49458 | Walhalla, MI | 14.7 mi | 169 |
| 49420 | Hart, MI | 18.0 mi | 6,202 |
| 49634 | Filer City, MI | 18.3 mi | 178 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 49431?
A typical home in ZIP code 49431 is worth about $302,600 (Zillow Home Value Index). The median household here earns $66,336 a year. See what buying here would cost per month, with Michigan average taxes and insurance filled in.
Monthly payment for a $302,600 homeWhat can a $66,336 income afford?Rental property numbers
About ZIP code 49431
What city is ZIP code 49431?
ZIP code 49431 is in Ludington, MI, in Mason County.
What county is ZIP code 49431 in?
49431 is mainly in Mason County, Michigan.
What is the population of ZIP code 49431?
About 17,184 people live in ZIP code 49431, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 49431 in?
49431 is in Eastern Time (UTC−5). It observes daylight saving time.