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ZIP code 46409: Gary, IN

46409 is a ZIP code in Gary, Indiana, mainly in Lake County, part of the Chicago-Naperville-Elgin, IL-IN metro area. About 7,184 people live here.

Population
7,184
Median household income
$44,667
Typical home value
$74,500-7.1% in 12 months
Median rent
$1,195gross, per month
Median age
34.7
Homeowners
44.5%of occupied homes
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Shaded: ZIP code 46409's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 46409 details

CityGary
StateIndiana
CountyLake County
Metro areaChicago-Naperville-Elgin, IL-IN
Time zoneCentral Time (UTC−6), observes daylight saving time
TypeStandard (delivery area)
Land area3.6 sq mi
Population density2,007 people per sq mi
Bachelor's degree or higher11.4% of adults 25+
Average commute26.9 minutes
Center coordinates41.54826, -87.32423

Median rent in 46409 by bedrooms

SizeMedian gross rent
2 bedrooms$1,121/mo
3 bedrooms$1,291/mo
4 bedrooms$1,237/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 46409

ZIP codeCityDistancePopulation
46407Gary, IN2.1 mi8,577
46408Gary, IN2.3 mi15,747
46401Gary, IN2.9 mi—
46405Lake Station, IN3.6 mi12,184
46404Gary, IN3.6 mi15,428
46342Hobart, IN4.6 mi32,224
46410Merrillville, IN4.6 mi39,243
46402Gary, IN4.9 mi5,836

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 46409?

A typical home in ZIP code 46409 is worth about $74,500 (Zillow Home Value Index). The median household here earns $44,667 a year. See what buying here would cost per month, with Indiana average taxes and insurance filled in.

Monthly payment for a $74,500 homeWhat can a $44,667 income afford?Rental property numbers

About ZIP code 46409

What city is ZIP code 46409?

ZIP code 46409 is in Gary, IN, in Lake County.

What county is ZIP code 46409 in?

46409 is mainly in Lake County, Indiana.

What is the population of ZIP code 46409?

About 7,184 people live in ZIP code 46409, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 46409 in?

46409 is in Central Time (UTC−6). It observes daylight saving time.

What other ZIP codes does Gary have?

Gary, IN also uses 46401, 46402, 46403, 46404, 46406, 46407 and 46408.