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ZIP code 46032: Carmel, IN

46032 is a ZIP code in Carmel, Indiana, mainly in Hamilton County, part of the Indianapolis-Carmel-Greenwood, IN metro area. About 51,515 people live here.

Population
51,515
Median household income
$132,085
Typical home value
$587,000+5.3% in 12 months
Median rent
$1,642gross, per month
Median age
39.9
Homeowners
66.5%of occupied homes
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Shaded: ZIP code 46032's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 46032 details

CityCarmel
StateIndiana
CountyHamilton County
Metro areaIndianapolis-Carmel-Greenwood, IN
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area25.4 sq mi, plus 0.4 sq mi of water
Population density2,032 people per sq mi
Bachelor's degree or higher75.5% of adults 25+
Average commute23.8 minutes
Center coordinates39.96657, -86.17513

Median rent in 46032 by bedrooms

SizeMedian gross rent
Studio$1,622/mo
1 bedroom$1,467/mo
2 bedrooms$1,689/mo
3 bedrooms$1,819/mo
4 bedrooms$2,300/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 46032

ZIP codeCityDistancePopulation
46288Indianapolis, IN2.3 mi—
46290Indianapolis, IN2.3 mi81
46280Indianapolis, IN3.1 mi7,514
46074Westfield, IN4.8 mi48,901
46260Indianapolis, IN4.8 mi35,707
46033Carmel, IN4.8 mi40,881
46240Indianapolis, IN5.0 mi19,595
46077Zionsville, IN5.6 mi36,760

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 46032?

A typical home in ZIP code 46032 is worth about $587,000 (Zillow Home Value Index). The median household here earns $132,085 a year. See what buying here would cost per month, with Indiana average taxes and insurance filled in.

Monthly payment for a $587,000 homeWhat can a $132,085 income afford?Rental property numbers

About ZIP code 46032

What city is ZIP code 46032?

ZIP code 46032 is in Carmel, IN, in Hamilton County.

What county is ZIP code 46032 in?

46032 is mainly in Hamilton County, Indiana.

What is the population of ZIP code 46032?

About 51,515 people live in ZIP code 46032, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 46032 in?

46032 is in Eastern Time (UTC−5). It observes daylight saving time.

What other ZIP codes does Carmel have?

Carmel, IN also uses 46033 and 46082.