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ZIP code 45318: Covington, OH

45318 is a ZIP code in Covington, Ohio, mainly in Miami County, part of the Dayton-Kettering-Beavercreek, OH metro area. About 5,511 people live here.

Population
5,511
Median household income
$73,867
Typical home value
$239,700+2.6% in 12 months
Median rent
$838gross, per month
Median age
49.1
Homeowners
75.6%of occupied homes
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Shaded: ZIP code 45318's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 45318 details

CityCovington
StateOhio
CountyMiami County (also partly Darke County)
Metro areaDayton-Kettering-Beavercreek, OH
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area46.9 sq mi, plus 0.3 sq mi of water
Population density118 people per sq mi
Bachelor's degree or higher13% of adults 25+
Average commute24.6 minutes
Center coordinates40.12701, -84.35441

Median rent in 45318 by bedrooms

SizeMedian gross rent
1 bedroom$742/mo
2 bedrooms$460/mo
3 bedrooms$1,478/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 45318

ZIP codeCityDistancePopulation
45359Pleasant Hill, OH5.3 mi2,160
45308Bradford, OH5.4 mi4,385
45356Piqua, OH7.1 mi25,237
45328Gettysburg, OH7.6 mi544
45363Russia, OH8.1 mi1,862
45339Ludlow Falls, OH8.2 mi1,057
45333Houston, OH8.5 mi1,830
45374Troy, OH8.9 mi—

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 45318?

A typical home in ZIP code 45318 is worth about $239,700 (Zillow Home Value Index). The median household here earns $73,867 a year. See what buying here would cost per month, with Ohio average taxes and insurance filled in.

Monthly payment for a $239,700 homeWhat can a $73,867 income afford?Rental property numbers

About ZIP code 45318

What city is ZIP code 45318?

ZIP code 45318 is in Covington, OH, in Miami County.

What county is ZIP code 45318 in?

45318 is mainly in Miami County, Ohio, and partly in Darke County.

What is the population of ZIP code 45318?

About 5,511 people live in ZIP code 45318, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 45318 in?

45318 is in Eastern Time (UTC−5). It observes daylight saving time.