ZIP code 40854: Loyall, KY
40854 is a ZIP code in Loyall, Kentucky, mainly in Harlan County. About 675 people live here.
- Population
- 675
- Median household income
- $55,250
- Typical home value
- $75,600-14.1% in 12 months
- Median rent
- $688gross, per month
- Median age
- 48
- Homeowners
- 63.5%of occupied homes
Shaded: ZIP code 40854's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 40854 details
| City | Loyall |
|---|---|
| State | Kentucky |
| County | Harlan County |
| Metro area | Not in a metro or micro area |
| Time zone | Eastern Time (UTC−5), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 2.4 sq mi, plus 0.1 sq mi of water |
| Population density | 287 people per sq mi |
| Bachelor's degree or higher | 17.4% of adults 25+ |
| Average commute | 27.5 minutes |
| Center coordinates | 36.84533, -83.36174 |
ZIP codes near 40854
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 40824 | Dayhoit, KY | 1.6 mi | 977 |
| 40873 | Wallins Creek, KY | 3.2 mi | 2,167 |
| 40964 | Mary Alice, KY | 4.5 mi | 101 |
| 40829 | Grays Knob, KY | 4.7 mi | 62 |
| 40806 | Baxter, KY | 4.8 mi | 1,732 |
| 40830 | Gulston, KY | 5.1 mi | 312 |
| 40819 | Coldiron, KY | 5.3 mi | 808 |
| 40801 | Ages Brookside, KY | 6.0 mi | 0 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 40854?
A typical home in ZIP code 40854 is worth about $75,600 (Zillow Home Value Index). The median household here earns $55,250 a year. See what buying here would cost per month, with Kentucky average taxes and insurance filled in.
Monthly payment for a $75,600 homeWhat can a $55,250 income afford?Rental property numbers
About ZIP code 40854
What city is ZIP code 40854?
ZIP code 40854 is in Loyall, KY, in Harlan County.
What county is ZIP code 40854 in?
40854 is mainly in Harlan County, Kentucky.
What is the population of ZIP code 40854?
About 675 people live in ZIP code 40854, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 40854 in?
40854 is in Eastern Time (UTC−5). It observes daylight saving time.