ZIP code 40823: Cumberland, KY
40823 is a ZIP code in Cumberland, Kentucky, mainly in Harlan County. About 3,742 people live here.
- Population
- 3,742
- Median household income
- $35,402
- Typical home value
- $69,100+6.6% in 12 months
- Median rent
- $633gross, per month
- Median age
- 31.6
- Homeowners
- 55.9%of occupied homes
Shaded: ZIP code 40823's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 40823 details
| City | Cumberland |
|---|---|
| State | Kentucky |
| County | Harlan County (also partly Letcher County) |
| Metro area | Not in a metro or micro area |
| Time zone | Eastern Time (UTC−5), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 48.5 sq mi, plus 0.2 sq mi of water |
| Population density | 77 people per sq mi |
| Bachelor's degree or higher | 15.7% of adults 25+ |
| Average commute | 23.4 minutes |
| Center coordinates | 36.95865, -82.99099 |
Median rent in 40823 by bedrooms
| Size | Median gross rent |
|---|---|
| Studio | $374/mo |
| 1 bedroom | $645/mo |
| 2 bedrooms | $625/mo |
| 3 bedrooms | $761/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 40823
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 40807 | Benham, KY | 2.0 mi | 619 |
| 40927 | Closplint, KY | 4.2 mi | 584 |
| 41833 | Linefork, KY | 4.7 mi | 144 |
| 40843 | Holmes Mill, KY | 5.5 mi | 48 |
| 40855 | Lynch, KY | 6.2 mi | 744 |
| 41819 | Gordon, KY | 6.7 mi | 289 |
| 41821 | Hallie, KY | 7.1 mi | 363 |
| 41735 | Delphia, KY | 7.3 mi | 333 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 40823?
A typical home in ZIP code 40823 is worth about $69,100 (Zillow Home Value Index). The median household here earns $35,402 a year. See what buying here would cost per month, with Kentucky average taxes and insurance filled in.
Monthly payment for a $69,100 homeWhat can a $35,402 income afford?Rental property numbers
About ZIP code 40823
What city is ZIP code 40823?
ZIP code 40823 is in Cumberland, KY, in Harlan County.
What county is ZIP code 40823 in?
40823 is mainly in Harlan County, Kentucky, and partly in Letcher County.
What is the population of ZIP code 40823?
About 3,742 people live in ZIP code 40823, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 40823 in?
40823 is in Eastern Time (UTC−5). It observes daylight saving time.