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ZIP code 39654: Monticello, MS

39654 is a ZIP code in Monticello, Mississippi, mainly in Lawrence County. About 4,604 people live here.

Population
4,604
Median household income
$41,370
Typical home value
$116,300+2.8% in 12 months
Median rent
$567gross, per month
Median age
40.7
Homeowners
76.4%of occupied homes
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Shaded: ZIP code 39654's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 39654 details

CityMonticello
StateMississippi
CountyLawrence County (also partly Lincoln County)
Metro areaNot in a metro or micro area
Time zoneCentral Time (UTC−6), observes daylight saving time
TypeStandard (delivery area)
Land area151.7 sq mi, plus 1.8 sq mi of water
Population density30 people per sq mi
Bachelor's degree or higher15% of adults 25+
Average commute30.2 minutes
Center coordinates31.54103, -90.14899

Median rent in 39654 by bedrooms

SizeMedian gross rent
2 bedrooms$355/mo
3 bedrooms$603/mo
4 bedrooms$850/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 39654

ZIP codeCityDistancePopulation
39663Silver Creek, MS7.5 mi2,465
39665Sontag, MS7.9 mi755
39641Jayess, MS12.9 mi6,769
39662Ruth, MS13.4 mi1,446
39656Oak Vale, MS14.4 mi679
39140Newhebron, MS16.3 mi2,352
39603Brookhaven, MS18.2 mi—
39474Prentiss, MS18.2 mi6,099

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 39654?

A typical home in ZIP code 39654 is worth about $116,300 (Zillow Home Value Index). The median household here earns $41,370 a year. See what buying here would cost per month, with Mississippi average taxes and insurance filled in.

Monthly payment for a $116,300 homeWhat can a $41,370 income afford?Rental property numbers

About ZIP code 39654

What city is ZIP code 39654?

ZIP code 39654 is in Monticello, MS, in Lawrence County.

What county is ZIP code 39654 in?

39654 is mainly in Lawrence County, Mississippi, and partly in Lincoln County.

What is the population of ZIP code 39654?

About 4,604 people live in ZIP code 39654, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 39654 in?

39654 is in Central Time (UTC−6). It observes daylight saving time.