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ZIP code 38863: Pontotoc, MS

38863 is a ZIP code in Pontotoc, Mississippi, mainly in Pontotoc County. About 19,046 people live here.

Population
19,046
Median household income
$49,528
Typical home value
$206,500+7% in 12 months
Median rent
$864gross, per month
Median age
37.9
Homeowners
68%of occupied homes
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Shaded: ZIP code 38863's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 38863 details

CityPontotoc
StateMississippi
CountyPontotoc County (also partly Lafayette County)
Metro areaNot in a metro or micro area
Time zoneCentral Time (UTC−6), observes daylight saving time
TypeStandard (delivery area)
Land area289.8 sq mi, plus 1.7 sq mi of water
Population density66 people per sq mi
Bachelor's degree or higher20.7% of adults 25+
Average commute24.3 minutes
Center coordinates34.21702, -89.02747

Median rent in 38863 by bedrooms

SizeMedian gross rent
Studio$595/mo
1 bedroom$498/mo
2 bedrooms$652/mo
3 bedrooms$975/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 38863

ZIP codeCityDistancePopulation
38820Algoma, MS3.2 mi—
38841Ecru, MS9.1 mi3,963
38850Houlka, MS11.1 mi2,972
38864Randolph, MS11.1 mi2,100
38826Belden, MS11.8 mi5,894
38874Toccopola, MS12.8 mi—
38871Thaxton, MS13.1 mi2,337
38803Tupelo, MS14.4 mi—

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 38863?

A typical home in ZIP code 38863 is worth about $206,500 (Zillow Home Value Index). The median household here earns $49,528 a year. See what buying here would cost per month, with Mississippi average taxes and insurance filled in.

Monthly payment for a $206,500 homeWhat can a $49,528 income afford?Rental property numbers

About ZIP code 38863

What city is ZIP code 38863?

ZIP code 38863 is in Pontotoc, MS, in Pontotoc County.

What county is ZIP code 38863 in?

38863 is mainly in Pontotoc County, Mississippi, and partly in Lafayette County.

What is the population of ZIP code 38863?

About 19,046 people live in ZIP code 38863, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 38863 in?

38863 is in Central Time (UTC−6). It observes daylight saving time.