ZIP code 38574: Monterey, TN
38574 is a ZIP code in Monterey, Tennessee, mainly in Putnam County, part of the Cookeville, TN micro area. About 9,079 people live here.
- Population
- 9,079
- Median household income
- $52,223
- Typical home value
- $289,100+3.5% in 12 months
- Median rent
- $754gross, per month
- Median age
- 37.8
- Homeowners
- 75.6%of occupied homes
Shaded: ZIP code 38574's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 38574 details
| City | Monterey |
|---|---|
| State | Tennessee |
| County | Putnam County (also partly Overton County, Cumberland County, Fentress County) |
| Metro area | Cookeville, TN |
| Time zone | Central Time (UTC−6), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 169.3 sq mi, plus 0.6 sq mi of water |
| Population density | 54 people per sq mi |
| Bachelor's degree or higher | 14.7% of adults 25+ |
| Average commute | 23.5 minutes |
| Center coordinates | 36.14364, -85.22929 |
Median rent in 38574 by bedrooms
| Size | Median gross rent |
|---|---|
| 2 bedrooms | $726/mo |
| 3 bedrooms | $1,420/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 38574
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 38554 | Crawford, TN | 8.4 mi | 719 |
| 38580 | Rickman, TN | 9.9 mi | 1,609 |
| 38578 | Pleasant Hill, TN | 11.4 mi | 129 |
| 38506 | Cookeville, TN | 11.8 mi | 30,100 |
| 38542 | Allred, TN | 12.0 mi | 0 |
| 38589 | Wilder, TN | 13.0 mi | 527 |
| 38553 | Clarkrange, TN | 13.2 mi | 2,521 |
| 38571 | Crossville, TN | 13.7 mi | 14,678 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 38574?
A typical home in ZIP code 38574 is worth about $289,100 (Zillow Home Value Index). The median household here earns $52,223 a year. See what buying here would cost per month, with Tennessee average taxes and insurance filled in.
Monthly payment for a $289,100 homeWhat can a $52,223 income afford?Rental property numbers
About ZIP code 38574
What city is ZIP code 38574?
ZIP code 38574 is in Monterey, TN, in Putnam County.
What county is ZIP code 38574 in?
38574 is mainly in Putnam County, Tennessee, and partly in Overton County, Cumberland County and Fentress County.
What is the population of ZIP code 38574?
About 9,079 people live in ZIP code 38574, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 38574 in?
38574 is in Central Time (UTC−6). It observes daylight saving time.