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ZIP code 32656: Keystone Heights, FL

32656 is a ZIP code in Keystone Heights, Florida, mainly in Clay County, part of the Jacksonville, FL metro area. About 15,836 people live here.

Population
15,836
Median household income
$74,213
Typical home value
$286,100+3.5% in 12 months
Median rent
$1,089gross, per month
Median age
42.6
Homeowners
83.4%of occupied homes
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Shaded: ZIP code 32656's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 32656 details

CityKeystone Heights
StateFlorida
CountyClay County (also partly Bradford County)
Metro areaJacksonville, FL
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area70.1 sq mi, plus 6.1 sq mi of water
Population density226 people per sq mi
Bachelor's degree or higher22.4% of adults 25+
Average commute35.8 minutes
Center coordinates29.82711, -81.94517

Median rent in 32656 by bedrooms

SizeMedian gross rent
1 bedroom$850/mo
2 bedrooms$1,096/mo
3 bedrooms$998/mo
4 bedrooms$1,247/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 32656

ZIP codeCityDistancePopulation
32160Lake Geneva, FL4.9 mi—
32185Putnam Hall, FL6.3 mi—
32140Florahome, FL6.5 mi1,479
32138Grandin, FL7.1 mi—
32666Melrose, FL8.3 mi6,662
32694Waldo, FL12.0 mi2,286
32631Earleton, FL12.2 mi343
32091Starke, FL12.5 mi14,719

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 32656?

A typical home in ZIP code 32656 is worth about $286,100 (Zillow Home Value Index). The median household here earns $74,213 a year. See what buying here would cost per month, with Florida average taxes and insurance filled in.

Monthly payment for a $286,100 homeWhat can a $74,213 income afford?Rental property numbers

About ZIP code 32656

What city is ZIP code 32656?

ZIP code 32656 is in Keystone Heights, FL, in Clay County.

What county is ZIP code 32656 in?

32656 is mainly in Clay County, Florida, and partly in Bradford County.

What is the population of ZIP code 32656?

About 15,836 people live in ZIP code 32656, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 32656 in?

32656 is in Eastern Time (UTC−5). It observes daylight saving time.