ZIP code 32531: Baker, FL
32531 is a ZIP code in Baker, Florida, mainly in Okaloosa County, part of the Crestview-Fort Walton Beach-Destin, FL metro area. About 7,314 people live here.
- Population
- 7,314
- Median household income
- $84,992
- Typical home value
- $323,100+4% in 12 months
- Median rent
- $866gross, per month
- Median age
- 41.7
- Homeowners
- 82%of occupied homes
Shaded: ZIP code 32531's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 32531 details
| City | Baker |
|---|---|
| State | Florida |
| County | Okaloosa County (also partly Santa Rosa County) |
| Metro area | Crestview-Fort Walton Beach-Destin, FL |
| Time zone | Central Time (UTC−6), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 228.3 sq mi, plus 2.3 sq mi of water |
| Population density | 32 people per sq mi |
| Bachelor's degree or higher | 27% of adults 25+ |
| Average commute | 39 minutes |
| Center coordinates | 30.89809, -86.69307 |
Median rent in 32531 by bedrooms
| Size | Median gross rent |
|---|---|
| 2 bedrooms | $839/mo |
| 3 bedrooms | $881/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 32531
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 36483 | Wing, AL | 10.4 mi | 555 |
| 32537 | Milligan, FL | 11.0 mi | — |
| 32536 | Crestview, FL | 11.7 mi | 25,599 |
| 32564 | Holt, FL | 12.8 mi | 2,676 |
| 32539 | Crestview, FL | 15.2 mi | 33,290 |
| 32567 | Laurel Hill, FL | 15.6 mi | 5,609 |
| 32588 | Niceville, FL | 17.4 mi | — |
| 32570 | Milton, FL | 18.7 mi | 37,197 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 32531?
A typical home in ZIP code 32531 is worth about $323,100 (Zillow Home Value Index). The median household here earns $84,992 a year. See what buying here would cost per month, with Florida average taxes and insurance filled in.
Monthly payment for a $323,100 homeWhat can a $84,992 income afford?Rental property numbers
About ZIP code 32531
What city is ZIP code 32531?
ZIP code 32531 is in Baker, FL, in Okaloosa County.
What county is ZIP code 32531 in?
32531 is mainly in Okaloosa County, Florida, and partly in Santa Rosa County.
What is the population of ZIP code 32531?
About 7,314 people live in ZIP code 32531, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 32531 in?
32531 is in Central Time (UTC−6). It observes daylight saving time.