ZIP code 32413: Panama City Beach, FL
32413 is a ZIP code in Panama City Beach, Florida, mainly in Bay County, part of the Panama City-Panama City Beach, FL metro area. About 15,453 people live here.
- Population
- 15,453
- Median household income
- $80,039
- Typical home value
- $470,300-0.6% in 12 months
- Median rent
- $1,702gross, per month
- Median age
- 53
- Homeowners
- 70.2%of occupied homes
Shaded: ZIP code 32413's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 32413 details
| City | Panama City Beach |
|---|---|
| State | Florida |
| County | Bay County (also partly Walton County) |
| Metro area | Panama City-Panama City Beach, FL |
| Time zone | Central Time (UTC−6), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 108.2 sq mi, plus 19.6 sq mi of water |
| Population density | 143 people per sq mi |
| Bachelor's degree or higher | 36.8% of adults 25+ |
| Average commute | 20.6 minutes |
| Center coordinates | 30.30573, -85.88632 |
Median rent in 32413 by bedrooms
| Size | Median gross rent |
|---|---|
| Studio | $1,194/mo |
| 1 bedroom | $1,725/mo |
| 2 bedrooms | $1,750/mo |
| 3 bedrooms | $1,921/mo |
| 4 bedrooms | $1,828/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 32413
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 32437 | Ebro, FL | 9.1 mi | 424 |
| 32407 | Panama City Beach, FL | 9.4 mi | 16,404 |
| 32461 | Rosemary Beach, FL | 10.0 mi | 3,757 |
| 32409 | Panama City, FL | 10.6 mi | 11,113 |
| 32412 | Panama City, FL | 12.6 mi | — |
| 32402 | Panama City, FL | 12.6 mi | — |
| 32411 | Panama City, FL | 12.6 mi | — |
| 32406 | Panama City, FL | 12.6 mi | — |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 32413?
A typical home in ZIP code 32413 is worth about $470,300 (Zillow Home Value Index). The median household here earns $80,039 a year. See what buying here would cost per month, with Florida average taxes and insurance filled in.
Monthly payment for a $470,300 homeWhat can a $80,039 income afford?Rental property numbers
About ZIP code 32413
What city is ZIP code 32413?
ZIP code 32413 is in Panama City Beach, FL, in Bay County.
What county is ZIP code 32413 in?
32413 is mainly in Bay County, Florida, and partly in Walton County.
What is the population of ZIP code 32413?
About 15,453 people live in ZIP code 32413, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 32413 in?
32413 is in Central Time (UTC−6). It observes daylight saving time.
What other ZIP codes does Panama City Beach have?
Panama City Beach, FL also uses 32407.