ZIP code 28640: Jefferson, NC
28640 is a ZIP code in Jefferson, North Carolina, mainly in Ashe County. About 4,820 people live here.
- Population
- 4,820
- Median household income
- $53,155
- Typical home value
- $373,600+4.6% in 12 months
- Median rent
- $797gross, per month
- Median age
- 51.7
- Homeowners
- 72.2%of occupied homes
Shaded: ZIP code 28640's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 28640 details
| City | Jefferson |
|---|---|
| State | North Carolina |
| County | Ashe County (also partly Wilkes County) |
| Metro area | Not in a metro or micro area |
| Time zone | Eastern Time (UTC−5), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 37.1 sq mi, plus 0.5 sq mi of water |
| Population density | 130 people per sq mi |
| Bachelor's degree or higher | 22% of adults 25+ |
| Average commute | 19.7 minutes |
| Center coordinates | 36.40487, -81.39940 |
Median rent in 28640 by bedrooms
| Size | Median gross rent |
|---|---|
| 1 bedroom | $611/mo |
| 2 bedrooms | $787/mo |
| 3 bedrooms | $1,275/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 28640
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 28629 | Glendale Springs, NC | 4.6 mi | 72 |
| 28694 | West Jefferson, NC | 4.7 mi | 7,626 |
| 28617 | Crumpler, NC | 5.6 mi | 1,839 |
| 28672 | Scottville, NC | 6.8 mi | 136 |
| 28644 | Laurel Springs, NC | 6.9 mi | 1,433 |
| 28651 | Millers Creek, NC | 8.5 mi | 5,578 |
| 28631 | Grassy Creek, NC | 9.9 mi | 684 |
| 28693 | Warrensville, NC | 10.0 mi | 1,071 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 28640?
A typical home in ZIP code 28640 is worth about $373,600 (Zillow Home Value Index). The median household here earns $53,155 a year. See what buying here would cost per month, with North Carolina average taxes and insurance filled in.
Monthly payment for a $373,600 homeWhat can a $53,155 income afford?Rental property numbers
About ZIP code 28640
What city is ZIP code 28640?
ZIP code 28640 is in Jefferson, NC, in Ashe County.
What county is ZIP code 28640 in?
28640 is mainly in Ashe County, North Carolina, and partly in Wilkes County.
What is the population of ZIP code 28640?
About 4,820 people live in ZIP code 28640, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 28640 in?
28640 is in Eastern Time (UTC−5). It observes daylight saving time.