ZIP code 28604: Banner Elk, NC
28604 is a ZIP code in Banner Elk, North Carolina, mainly in Watauga County, part of the Boone, NC micro area. About 7,869 people live here.
- Population
- 7,869
- Median household income
- $76,319
- Typical home value
- $490,8000% in 12 months
- Median rent
- $991gross, per month
- Median age
- 45.2
- Homeowners
- 81.8%of occupied homes
Shaded: ZIP code 28604's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 28604 details
| City | Banner Elk |
|---|---|
| State | North Carolina |
| County | Watauga County (also partly Avery County) |
| Metro area | Boone, NC |
| Time zone | Eastern Time (UTC−5), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 68.7 sq mi, plus 0.1 sq mi of water |
| Population density | 115 people per sq mi |
| Bachelor's degree or higher | 46.9% of adults 25+ |
| Average commute | 25.2 minutes |
| Center coordinates | 36.17756, -81.85805 |
Median rent in 28604 by bedrooms
| Size | Median gross rent |
|---|---|
| 1 bedroom | $915/mo |
| 2 bedrooms | $1,040/mo |
| 3 bedrooms | $1,087/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 28604
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 28691 | Valle Crucis, NC | 4.9 mi | — |
| 28622 | Elk Park, NC | 5.2 mi | 2,565 |
| 28679 | Sugar Grove, NC | 5.8 mi | 2,454 |
| 28646 | Linville, NC | 7.2 mi | 382 |
| 28653 | Montezuma, NC | 8.1 mi | 26 |
| 28652 | Minneapolis, NC | 9.4 mi | 132 |
| 28692 | Vilas, NC | 9.5 mi | 4,367 |
| 28605 | Blowing Rock, NC | 9.7 mi | 3,883 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 28604?
A typical home in ZIP code 28604 is worth about $490,800 (Zillow Home Value Index). The median household here earns $76,319 a year. See what buying here would cost per month, with North Carolina average taxes and insurance filled in.
Monthly payment for a $490,800 homeWhat can a $76,319 income afford?Rental property numbers
About ZIP code 28604
What city is ZIP code 28604?
ZIP code 28604 is in Banner Elk, NC, in Watauga County.
What county is ZIP code 28604 in?
28604 is mainly in Watauga County, North Carolina, and partly in Avery County.
What is the population of ZIP code 28604?
About 7,869 people live in ZIP code 28604, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 28604 in?
28604 is in Eastern Time (UTC−5). It observes daylight saving time.