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ZIP code 28531: Harkers Island, NC

28531 is a ZIP code in Harkers Island, North Carolina, mainly in Carteret County, part of the Morehead City, NC micro area. About 1,060 people live here.

Population
1,060
Median household income
$60,000
Typical home value
$404,200+7.4% in 12 months
Median rent
$1,125gross, per month
Median age
61.5
Homeowners
89.4%of occupied homes
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Shaded: ZIP code 28531's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 28531 details

CityHarkers Island
StateNorth Carolina
CountyCarteret County
Metro areaMorehead City, NC
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area2.2 sq mi, plus 1.6 sq mi of water
Population density473 people per sq mi
Bachelor's degree or higher18.3% of adults 25+
Average commute30.4 minutes
Center coordinates34.69804, -76.55555

ZIP codes near 28531

ZIP codeCityDistancePopulation
28528Gloucester, NC2.5 mi407
28553Marshallberg, NC3.8 mi413
28589Williston, NC7.6 mi32
28579Smyrna, NC8.4 mi331
28524Davis, NC8.5 mi261
28557Morehead City, NC11.4 mi15,253
28516Beaufort, NC11.5 mi11,289
28581Stacy, NC12.2 mi118

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 28531?

A typical home in ZIP code 28531 is worth about $404,200 (Zillow Home Value Index). The median household here earns $60,000 a year. See what buying here would cost per month, with North Carolina average taxes and insurance filled in.

Monthly payment for a $404,200 homeWhat can a $60,000 income afford?Rental property numbers

About ZIP code 28531

What city is ZIP code 28531?

ZIP code 28531 is in Harkers Island, NC, in Carteret County.

What county is ZIP code 28531 in?

28531 is mainly in Carteret County, North Carolina.

What is the population of ZIP code 28531?

About 1,060 people live in ZIP code 28531, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 28531 in?

28531 is in Eastern Time (UTC−5). It observes daylight saving time.