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ZIP code 28104: Matthews, NC

28104 is a ZIP code in Matthews, North Carolina, mainly in Union County, part of the Charlotte-Concord-Gastonia, NC-SC metro area. About 36,641 people live here.

Population
36,641
Median household income
$138,017
Typical home value
$588,000-0.1% in 12 months
Median rent
$1,801gross, per month
Median age
41.6
Homeowners
90.6%of occupied homes
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Shaded: ZIP code 28104's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 28104 details

CityMatthews
StateNorth Carolina
CountyUnion County (also partly Mecklenburg County)
Metro areaCharlotte-Concord-Gastonia, NC-SC
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area29.6 sq mi, plus 0.3 sq mi of water
Population density1,238 people per sq mi
Bachelor's degree or higher58.9% of adults 25+
Average commute29.2 minutes
Center coordinates35.05798, -80.69777

Median rent in 28104 by bedrooms

SizeMedian gross rent
2 bedrooms$1,813/mo
3 bedrooms$1,808/mo
4 bedrooms$2,375/mo

Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.

ZIP codes near 28104

ZIP codeCityDistancePopulation
28105Matthews, NC4.3 mi46,817
28270Charlotte, NC5.3 mi32,448
28079Indian Trail, NC6.7 mi43,035
28277Charlotte, NC6.8 mi73,882
28226Charlotte, NC7.7 mi39,381
28111Monroe, NC8.5 mi—
28108Mineral Springs, NC8.7 mi34
28247Charlotte, NC8.7 mi—

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 28104?

A typical home in ZIP code 28104 is worth about $588,000 (Zillow Home Value Index). The median household here earns $138,017 a year. See what buying here would cost per month, with North Carolina average taxes and insurance filled in.

Monthly payment for a $588,000 homeWhat can a $138,017 income afford?Rental property numbers

About ZIP code 28104

What city is ZIP code 28104?

ZIP code 28104 is in Matthews, NC, in Union County.

What county is ZIP code 28104 in?

28104 is mainly in Union County, North Carolina, and partly in Mecklenburg County.

What is the population of ZIP code 28104?

About 36,641 people live in ZIP code 28104, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 28104 in?

28104 is in Eastern Time (UTC−5). It observes daylight saving time.

What other ZIP codes does Matthews have?

Matthews, NC also uses 28105 and 28106.