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ZIP code 20197: Waterford, VA

20197 is a ZIP code in Waterford, Virginia, mainly in Loudoun County, part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area. About 1,825 people live here.

Population
1,825
Median household income
$190,703
Typical home value
$1,306,400+4.7% in 12 months
Median rent
—gross, per month
Median age
48.1
Homeowners
85.7%of occupied homes
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Shaded: ZIP code 20197's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 20197 details

CityWaterford
StateVirginia
CountyLoudoun County
Metro areaWashington-Arlington-Alexandria, DC-VA-MD-WV
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area14.7 sq mi, plus 0.1 sq mi of water
Population density124 people per sq mi
Bachelor's degree or higher76.2% of adults 25+
Average commute31 minutes
Center coordinates39.19521, -77.62801

ZIP codes near 20197

ZIP codeCityDistancePopulation
20129Paeonian Springs, VA2.9 mi538
20158Hamilton, VA4.2 mi4,979
20159Hamilton, VA4.6 mi—
20134Purcellville, VA5.0 mi—
20180Lovettsville, VA5.1 mi7,531
20176Leesburg, VA5.2 mi51,471
20132Purcellville, VA5.7 mi19,817
20177Leesburg, VA6.5 mi—

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 20197?

A typical home in ZIP code 20197 is worth about $1,306,400 (Zillow Home Value Index). The median household here earns $190,703 a year. See what buying here would cost per month, with Virginia average taxes and insurance filled in.

Monthly payment for a $1,306,400 homeWhat can a $190,703 income afford?Rental property numbers

About ZIP code 20197

What city is ZIP code 20197?

ZIP code 20197 is in Waterford, VA, in Loudoun County.

What county is ZIP code 20197 in?

20197 is mainly in Loudoun County, Virginia.

What is the population of ZIP code 20197?

About 1,825 people live in ZIP code 20197, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 20197 in?

20197 is in Eastern Time (UTC−5). It observes daylight saving time.