ZIP code 13431: Poland, NY
13431 is a ZIP code in Poland, New York, mainly in Herkimer County, part of the Utica-Rome, NY metro area. About 1,847 people live here.
- Population
- 1,847
- Median household income
- $76,000
- Typical home value
- $259,500+6.2% in 12 months
- Median rent
- $768gross, per month
- Median age
- 40.3
- Homeowners
- 85.3%of occupied homes
Shaded: ZIP code 13431's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 13431 details
| City | Poland |
|---|---|
| State | New York |
| County | Herkimer County (also partly Oneida County) |
| Metro area | Utica-Rome, NY |
| Time zone | Eastern Time (UTC−5), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 36.1 sq mi, plus 0.4 sq mi of water |
| Population density | 51 people per sq mi |
| Bachelor's degree or higher | 26.3% of adults 25+ |
| Average commute | 31.5 minutes |
| Center coordinates | 43.20908, -75.07333 |
Median rent in 13431 by bedrooms
| Size | Median gross rent |
|---|---|
| 2 bedrooms | $635/mo |
| 3 bedrooms | $1,000/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 13431
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 13304 | Barneveld, NY | 4.7 mi | 1,653 |
| 13416 | Newport, NY | 5.4 mi | 2,369 |
| 13502 | Utica, NY | 6.2 mi | 34,037 |
| 13352 | Hinckley, NY | 7.4 mi | 25 |
| 13435 | Prospect, NY | 7.6 mi | 218 |
| 13406 | Middleville, NY | 9.1 mi | 486 |
| 13403 | Marcy, NY | 10.3 mi | 7,388 |
| 13340 | Frankfort, NY | 10.6 mi | 7,404 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 13431?
A typical home in ZIP code 13431 is worth about $259,500 (Zillow Home Value Index). The median household here earns $76,000 a year. See what buying here would cost per month, with New York average taxes and insurance filled in.
Monthly payment for a $259,500 homeWhat can a $76,000 income afford?Rental property numbers
About ZIP code 13431
What city is ZIP code 13431?
ZIP code 13431 is in Poland, NY, in Herkimer County.
What county is ZIP code 13431 in?
13431 is mainly in Herkimer County, New York, and partly in Oneida County.
What is the population of ZIP code 13431?
About 1,847 people live in ZIP code 13431, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 13431 in?
13431 is in Eastern Time (UTC−5). It observes daylight saving time.