ZIP code 13165: Waterloo, NY
13165 is a ZIP code in Waterloo, New York, mainly in Seneca County, part of the Seneca Falls, NY micro area. About 9,458 people live here.
- Population
- 9,458
- Median household income
- $59,981
- Typical home value
- $186,300+4.5% in 12 months
- Median rent
- $929gross, per month
- Median age
- 47.6
- Homeowners
- 68.9%of occupied homes
Shaded: ZIP code 13165's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 13165 details
| City | Waterloo |
|---|---|
| State | New York |
| County | Seneca County |
| Metro area | Seneca Falls, NY |
| Time zone | Eastern Time (UTC−5), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 68.2 sq mi, plus 0.3 sq mi of water |
| Population density | 139 people per sq mi |
| Bachelor's degree or higher | 21.6% of adults 25+ |
| Average commute | 21.3 minutes |
| Center coordinates | 42.91075, -76.87856 |
Median rent in 13165 by bedrooms
| Size | Median gross rent |
|---|---|
| Studio | $522/mo |
| 1 bedroom | $496/mo |
| 2 bedrooms | $945/mo |
| 3 bedrooms | $1,200/mo |
| 4 bedrooms | $1,342/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 13165
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 13148 | Seneca Falls, NY | 5.1 mi | 10,749 |
| 14518 | Oaks Corners, NY | 6.9 mi | — |
| 13065 | Fayette, NY | 7.1 mi | 80 |
| 14456 | Geneva, NY | 7.5 mi | 19,756 |
| 14532 | Phelps, NY | 8.6 mi | 4,165 |
| 13034 | Cayuga, NY | 9.2 mi | 2,029 |
| 14541 | Romulus, NY | 10.2 mi | 3,713 |
| 13117 | Montezuma, NY | 10.9 mi | 132 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 13165?
A typical home in ZIP code 13165 is worth about $186,300 (Zillow Home Value Index). The median household here earns $59,981 a year. See what buying here would cost per month, with New York average taxes and insurance filled in.
Monthly payment for a $186,300 homeWhat can a $59,981 income afford?Rental property numbers
About ZIP code 13165
What city is ZIP code 13165?
ZIP code 13165 is in Waterloo, NY, in Seneca County.
What county is ZIP code 13165 in?
13165 is mainly in Seneca County, New York.
What is the population of ZIP code 13165?
About 9,458 people live in ZIP code 13165, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 13165 in?
13165 is in Eastern Time (UTC−5). It observes daylight saving time.