ZIP code 12986: Tupper Lake, NY
12986 is a ZIP code in Tupper Lake, New York, mainly in Franklin County. About 5,326 people live here.
- Population
- 5,326
- Median household income
- $67,883
- Typical home value
- $218,600+8.2% in 12 months
- Median rent
- $790gross, per month
- Median age
- 48.7
- Homeowners
- 72.7%of occupied homes
Shaded: ZIP code 12986's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 12986 details
| City | Tupper Lake |
|---|---|
| State | New York |
| County | Franklin County (also partly St. Lawrence County) |
| Metro area | Not in a metro or micro area |
| Time zone | Eastern Time (UTC−5), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 286.6 sq mi, plus 28 sq mi of water |
| Population density | 19 people per sq mi |
| Bachelor's degree or higher | 22.5% of adults 25+ |
| Average commute | 14.7 minutes |
| Center coordinates | 44.22404, -74.43346 |
Median rent in 12986 by bedrooms
| Size | Median gross rent |
|---|---|
| 1 bedroom | $535/mo |
| 2 bedrooms | $851/mo |
| 3 bedrooms | $1,021/mo |
Gross rent includes utilities paid by the tenant. ACS 2020–2024; sizes with too few rentals to estimate are left out.
ZIP codes near 12986
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 12973 | Piercefield, NY | 7.9 mi | 154 |
| 12945 | Lake Clear, NY | 11.2 mi | 391 |
| 12970 | Paul Smiths, NY | 16.1 mi | 1,084 |
| 12983 | Saranac Lake, NY | 16.7 mi | 7,296 |
| 12977 | Ray Brook, NY | 17.3 mi | 1,213 |
| 12927 | Cranberry Lake, NY | 18.7 mi | 318 |
| 12946 | Lake Placid, NY | 19.2 mi | 4,872 |
| 12939 | Gabriels, NY | 19.7 mi | 173 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 12986?
A typical home in ZIP code 12986 is worth about $218,600 (Zillow Home Value Index). The median household here earns $67,883 a year. See what buying here would cost per month, with New York average taxes and insurance filled in.
Monthly payment for a $218,600 homeWhat can a $67,883 income afford?Rental property numbers
About ZIP code 12986
What city is ZIP code 12986?
ZIP code 12986 is in Tupper Lake, NY, in Franklin County.
What county is ZIP code 12986 in?
12986 is mainly in Franklin County, New York, and partly in St. Lawrence County.
What is the population of ZIP code 12986?
About 5,326 people live in ZIP code 12986, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 12986 in?
12986 is in Eastern Time (UTC−5). It observes daylight saving time.