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ZIP code 12981: Saranac, NY

12981 is a ZIP code in Saranac, New York, mainly in Clinton County, part of the Plattsburgh, NY micro area. About 2,259 people live here.

Population
2,259
Median household income
$76,450
Typical home value
$196,900+5% in 12 months
Median rent
$901gross, per month
Median age
39.8
Homeowners
91.6%of occupied homes
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Shaded: ZIP code 12981's area. Click anywhere on the map to see which ZIP code it's in.

ZIP codes within 10 milesWithin 25 miles

ZIP code 12981 details

CitySaranac
StateNew York
CountyClinton County (also partly Franklin County)
Metro areaPlattsburgh, NY
Time zoneEastern Time (UTC−5), observes daylight saving time
TypeStandard (delivery area)
Land area116.8 sq mi, plus 0.8 sq mi of water
Population density19 people per sq mi
Bachelor's degree or higher23.6% of adults 25+
Average commute23.1 minutes
Center coordinates44.62710, -73.84585

ZIP codes near 12981

ZIP codeCityDistancePopulation
12978Redford, NY2.9 mi340
12952Lyon Mountain, NY6.4 mi286
12985Schuyler Falls, NY7.0 mi755
12929Dannemora, NY8.9 mi2,684
12918Cadyville, NY9.5 mi2,412
12912Au Sable Forks, NY10.7 mi1,682
12955Lyon Mountain, NY11.6 mi503
12989Vermontville, NY12.2 mi1,110

Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology

Buying a home in 12981?

A typical home in ZIP code 12981 is worth about $196,900 (Zillow Home Value Index). The median household here earns $76,450 a year. See what buying here would cost per month, with New York average taxes and insurance filled in.

Monthly payment for a $196,900 homeWhat can a $76,450 income afford?Rental property numbers

About ZIP code 12981

What city is ZIP code 12981?

ZIP code 12981 is in Saranac, NY, in Clinton County.

What county is ZIP code 12981 in?

12981 is mainly in Clinton County, New York, and partly in Franklin County.

What is the population of ZIP code 12981?

About 2,259 people live in ZIP code 12981, according to the American Community Survey 2020–2024 5-year estimates.

What time zone is ZIP code 12981 in?

12981 is in Eastern Time (UTC−5). It observes daylight saving time.