ZIP code 12976: Rainbow Lake, NY
12976 is a ZIP code in Rainbow Lake, New York, mainly in Franklin County. About 137 people live here.
- Population
- 137
- Median household income
- $61,406
- Typical home value
- $431,000+5.3% in 12 months
- Median rent
- —gross, per month
- Median age
- 64.2
- Homeowners
- 80.5%of occupied homes
Shaded: ZIP code 12976's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 12976 details
| City | Rainbow Lake |
|---|---|
| State | New York |
| County | Franklin County |
| Metro area | Not in a metro or micro area |
| Time zone | Eastern Time (UTC−5), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 27.9 sq mi, plus 1.1 sq mi of water |
| Population density | 5 people per sq mi |
| Bachelor's degree or higher | 64.3% of adults 25+ |
| Average commute | 23.5 minutes |
| Center coordinates | 44.50373, -74.23025 |
ZIP codes near 12976
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 12939 | Gabriels, NY | 6.0 mi | 173 |
| 12970 | Paul Smiths, NY | 6.6 mi | 1,084 |
| 12989 | Vermontville, NY | 8.7 mi | 1,110 |
| 12983 | Saranac Lake, NY | 11.6 mi | 7,296 |
| 12913 | Bloomingdale, NY | 12.3 mi | 989 |
| 12945 | Lake Clear, NY | 13.5 mi | 391 |
| 12980 | Saint Regis Falls, NY | 15.1 mi | 1,075 |
| 12977 | Ray Brook, NY | 15.7 mi | 1,213 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 12976?
A typical home in ZIP code 12976 is worth about $431,000 (Zillow Home Value Index). The median household here earns $61,406 a year. See what buying here would cost per month, with New York average taxes and insurance filled in.
Monthly payment for a $431,000 homeWhat can a $61,406 income afford?Rental property numbers
About ZIP code 12976
What city is ZIP code 12976?
ZIP code 12976 is in Rainbow Lake, NY, in Franklin County.
What county is ZIP code 12976 in?
12976 is mainly in Franklin County, New York.
What is the population of ZIP code 12976?
About 137 people live in ZIP code 12976, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 12976 in?
12976 is in Eastern Time (UTC−5). It observes daylight saving time.