ZIP code 12197: Worcester, NY
12197 is a ZIP code in Worcester, New York, mainly in Otsego County, part of the Oneonta, NY micro area. About 2,298 people live here.
- Population
- 2,298
- Median household income
- $77,778
- Typical home value
- $193,300-1.7% in 12 months
- Median rent
- $732gross, per month
- Median age
- 45.1
- Homeowners
- 89.6%of occupied homes
Shaded: ZIP code 12197's area. Click anywhere on the map to see which ZIP code it's in.
ZIP codes within 10 milesWithin 25 miles
ZIP code 12197 details
| City | Worcester |
|---|---|
| State | New York |
| County | Otsego County |
| Metro area | Oneonta, NY |
| Time zone | Eastern Time (UTC−5), observes daylight saving time |
| Type | Standard (delivery area) |
| Land area | 65.2 sq mi, plus 0.4 sq mi of water |
| Population density | 35 people per sq mi |
| Bachelor's degree or higher | 27.5% of adults 25+ |
| Average commute | 27.7 minutes |
| Center coordinates | 42.61000, -74.72475 |
ZIP codes near 12197
| ZIP code | City | Distance | Population |
|---|---|---|---|
| 12064 | East Worcester, NY | 4.5 mi | 342 |
| 13488 | Westford, NY | 5.0 mi | 103 |
| 12155 | Schenevus, NY | 5.3 mi | 1,685 |
| 12036 | Charlotteville, NY | 5.6 mi | 223 |
| 13450 | Roseboom, NY | 7.8 mi | 143 |
| 12149 | Richmondville, NY | 7.9 mi | 2,038 |
| 12175 | Summit, NY | 9.1 mi | 612 |
| 12093 | Jefferson, NY | 9.2 mi | 1,276 |
Population and median household income: ACS 2020–2024 5-year estimates. Typical home value: Zillow Home Value Index (September 2026) where available, otherwise the ACS median owner-reported value. "PO Box" marks ZIP codes with no delivery area of their own. Methodology
Buying a home in 12197?
A typical home in ZIP code 12197 is worth about $193,300 (Zillow Home Value Index). The median household here earns $77,778 a year. See what buying here would cost per month, with New York average taxes and insurance filled in.
Monthly payment for a $193,300 homeWhat can a $77,778 income afford?Rental property numbers
About ZIP code 12197
What city is ZIP code 12197?
ZIP code 12197 is in Worcester, NY, in Otsego County.
What county is ZIP code 12197 in?
12197 is mainly in Otsego County, New York.
What is the population of ZIP code 12197?
About 2,298 people live in ZIP code 12197, according to the American Community Survey 2020–2024 5-year estimates.
What time zone is ZIP code 12197 in?
12197 is in Eastern Time (UTC−5). It observes daylight saving time.